UPST vs MSFT: Which Stock is Better?

Side-by-side comparison of Upstart Holdings Inc and Microsoft Corporation in 2026

Comparison Updated:

UPST

Upstart Holdings Inc

$28.69

MSFT

Microsoft Corporation

$510.89

Key Metrics Comparison

MetricUPSTMSFTWinner
Market Cap$2.92B$3.71TMSFT
P/E Ratio74.2933.89MSFT
EPS (TTM)$N/A$14.08MSFT
Revenue Growth23.9%18.4%UPST
Gross Margin0.0%67.9%MSFT

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Frequently Asked Questions

Is UPST or MSFT a better investment?

Comparing UPST and MSFT: Upstart Holdings Inc has a market cap of $2.92B while Microsoft Corporation has $3.71T. Both companies have their strengths - use our detailed metrics comparison to make an informed decision.

What is the difference between UPST and MSFT?

UPST (Upstart Holdings Inc) and MSFT (Microsoft Corporation) differ in valuation, growth rates, and profitability metrics. Our comparison shows which company leads in each category.

Which stock has better value: UPST or MSFT?

Based on P/E ratios, MSFT trades at a lower multiple (33.9x vs 74.3x).

Which is growing faster: UPST or MSFT?

UPST has higher revenue growth at 23.9% vs 18.4% for MSFT.

Which company is more profitable: UPST or MSFT?

Microsoft Corporation (MSFT) has higher gross margins at 67.9% compared to 0.0% for UPST.

Which is the larger company: UPST or MSFT?

Microsoft Corporation (MSFT) is larger with a market cap of $3.71T compared to $2.92B for UPST.

Should I buy UPST or MSFT in 2026?

Both UPST and MSFT have investment merit. UPST trades at $28.69 while MSFT trades at $510.89. Consider your investment goals, risk tolerance, and portfolio diversification before deciding. Our AI analysis tools can provide personalized insights.

What are the key differences between UPST and MSFT stock?

Key differences: Market Cap ($2.92B vs $3.71T), P/E Ratio (74.3x vs 33.9x), Revenue Growth (23.9% vs 18.4%), Gross Margin (0.0% vs 67.9%).

Should I buy UPST or MSFT in 2026?

The choice between UPST and MSFT depends on your investment goals. UPST shows higher revenue growth (23.9%). MSFT has better margins (67.9%). Consider your risk tolerance and time horizon.

What is the market cap comparison between UPST and MSFT?

UPST (Upstart Holdings Inc) has a market cap of $2.92B, while MSFT (Microsoft Corporation) has a market cap of $3.71T. MSFT is the larger company by market value.

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