David Conrad

Coverage

Companies whose earnings calls David Conrad asked questions on (from Lician's transcripts).

• CBUCOMMUNITY FINANCIAL SYSTEM, INC.
• BBTBeacon Financial Corp
• DCOMDime Commercial Bancshares, Inc. /NY/

Questions on earnings calls

1. CBU earnings call · COMMUNITY FINANCIAL SYSTEM, INC.Oct 27, 2026 · 1 question
   • 18:38

     “Nice quarter. A lot to talk about the balance sheet and maybe embedded in your NIM guide for the fourth quarter. I mean, it looks like on an average basis, you brought cash down, which may have helped the funding costs. But now, post-security sales, cash is pretty elevated…”

2. BBT earnings call · Beacon Financial CorpOct 22, 2026 · 1 question
   • 27:54

     “Sean, in the slide deck... A couple mentions of branch efficiency, branch optimization. Just wanted to get your kind of philosophy or views on the branch network. Is it, you know, you're pretty dense in New England, maybe less so in other markets? Is it a matter of MSA market…”

3. DCOM earnings call · Dime Commercial Bancshares, Inc. /NY/Oct 20, 2026 · 1 question
   • 25:46

     “You mentioned credit size and special mention was down high single digits, but you also mentioned the MPA growth was pretty strong this quarter. Looks like partially in business loans and multi-family. So maybe a little bit of color of the MPA moves and then maybe expectations…”

Quotes are machine transcriptions of the official webcast (Whisper) and may contain errors; the timestamp opens the call at that moment.

KBW rating actions on these stocks

From news headlines Lician stores, each linked to its source. A headline names the firm; it may not name David Conrad. We do not use licensed rating databases.