SOFI stock · UPST stock · Lician Pro · $19.99/mo or $149/yr · These side-by-side numbers as JSON? API free 100/day
SOFI vs UPST · rev $619.4M vs P/E 46, rev $1.04B
SoFi Technologies Inc. (SOFI) versus Upstart Holdings Inc (UPST) — a side-by-side from cached financials, not a winner call.
SoFi Technologies Inc. (SOFI) is a credit services company listed on NASDAQ. It is led by Anthony J. Noto.
Upstart Holdings Inc (UPST) is a credit services company listed on NASDAQ.
Latest reported SOFI revenue for 2025-12-31 was $619.4M. Net income was $481.3M. Revenue was up 23.1% from 2024-12-31 to 2025-12-31. SOFI currently screens at market cap $22.25B.
Latest reported UPST revenue for 2025-12-31 was $1.04B. Net income was $53.6M. Revenue was up 64.0% from 2024-12-31 to 2025-12-31. UPST currently screens at market cap $2.92B and trailing P/E 45.7.
SOFI currently screens at market cap $22.25B. UPST currently screens at market cap $2.92B and trailing P/E 45.7.
Not investment advice. Open the SOFI and UPST stock pages for the full models.
Basic comparison
Price, market cap, and trailing P/E stay on this page.
| Metric | SOFI | UPST |
|---|---|---|
| Price | $14.77 | $23.78 |
| Market cap | $22.25B | $2.92B |
| Trailing P/E | — | 45.7 |
Deeper peer metrics
Net income and multi-year revenue growth are the peek. More peer metrics open below. This block stops at the labels.
| Metric | SOFI | UPST |
|---|---|---|
| Net income | Pro | Pro |
| Revenue growth | Pro | Pro |
More peer metrics
Operating margin, EPS, free cash flow, and gross margin are on Pro.
SOFI vs UPST comparison FAQ
What is SOFI's market cap?
SoFi Technologies Inc. (SOFI) currently screens at market cap $22.25B.
What is UPST's market cap?
Upstart Holdings Inc (UPST) currently screens at market cap $2.92B.
What is SOFI's latest revenue?
Latest reported SOFI revenue for 2025-12-31 was $619.4M.
What is UPST's P/E ratio?
Upstart Holdings Inc (UPST) screens at trailing P/E 45.7.
What is SOFI's net income?
Net income was $481.3M for SoFi Technologies Inc. (SOFI).
What is UPST's latest revenue?
Latest reported UPST revenue for 2025-12-31 was $1.04B.
How did SOFI revenue change on this page?
Revenue was up 23.1% from 2024-12-31 to 2025-12-31.
Where is the SOFI vs UPST comparison listed?
The cached SOFI vs UPST comparison is listed at https://lician.com/compare/sofi-vs-upst.
Not investment advice.