Should I Buy PGY Stock in 2026?
Data-driven analysis and honest assessment for Pagaya Technologies Ltd
Current Price: $14.71P/E: 15.3
Decision Score
Hold
Based on 6 fundamental factors
Score Breakdown:
Reasonable P/E of 15.3
Slow growth of 0%
Thin margins (0% net)
Financial health data limited
Excellent FCF yield of 16.1%
No recent insider activity
Key Investment Metrics
Current Price
$14.71
P/E Ratio
15.27
Revenue Growth
0.2%
Profit Margin
0.1%
Market Cap
$1.2B
Dividend Yield
None
How PGY Compares to Competitors
Understanding how PGY stacks up against peers helps inform your investment decision.
How PGY Compares to Peers
Upcoming Events for PGY
+5 Reasons TO Buy PGY
1. High free cash flow yield of 16.1%
strongFCF yield above 5% means substantial cash generation for dividends, buybacks, or reinvestment.
-5 Reasons NOT to Buy PGY
1. Thin profit margins of 0.1%
high riskLow margins provide little cushion against cost increases or pricing pressure.
2. Small-cap volatility risk
medium riskMarket cap under $2B means higher volatility and lower liquidity.
3. Minimal revenue growth
low riskGrowth of 0.2% barely keeps pace with inflation.
Who Should Buy PGY?
Investment Profile
Risk Level
Very High
Recommended Holding Period
3-5 years
Best For:
- ✓
Value Investors
P/E of 15.3 offers margin of safety
Not Suitable For:
- ✗
Growth Investors
Limited 0% growth may disappoint
- ✗
Income-Focused Retirees
No dividend paid
- ✗
Risk-Averse Investors
Very High risk may cause uncomfortable volatility
- ✗
Large Position Traders
Lower liquidity may impact execution
Consider These Alternatives
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Frequently Asked Questions
What is PGY stock price today?
PGY (Pagaya Technologies Ltd) stock is trading at $14.71 as of the latest market data. Stock prices update in real-time during market hours (9:30 AM - 4:00 PM ET).
Is PGY stock going up or down today?
PGY stock price movements are influenced by market conditions, news, earnings reports, and investor sentiment. Check our live dashboard for real-time price changes and technical indicators.
Should I buy PGY stock now?
The decision to buy PGY depends on your investment strategy, risk tolerance, and financial goals. Our AI analysis evaluates fundamentals, valuation metrics, growth prospects, and market conditions to help inform your decision.
Is PGY a buy, hold, or sell right now?
Our AI-powered analysis provides buy/hold/sell recommendations for PGY based on multiple factors including valuation, growth metrics, technical indicators, and analyst consensus. Visit our dashboard for the latest recommendation.
Is PGY stock overvalued or undervalued?
PGY currently trades at a P/E ratio of 15.27 relative to earnings. Our DCF calculator provides intrinsic value estimates to help determine if PGY is fairly priced.
What is PGY's P/E ratio?
PGY has a price-to-earnings (P/E) ratio of 15.27, which measures how much investors are willing to pay per dollar of earnings. Compare this to industry peers and historical averages for context.
What is PGY's market cap?
PGY (Pagaya Technologies Ltd) has a market capitalization of $1.17 billion, making it a small-cap stock.
What is PGY's price to book ratio?
PGY trades at a price-to-book (P/B) ratio of 2.24, which compares the stock price to the company's book value per share. A P/B below 1.0 may indicate undervaluation, while above 3.0 may suggest premium pricing.
Deep Dive Analysis
Explore comprehensive analysis tools to make an informed decision about Pagaya Technologies Ltd
Full Stock Analysis
Complete PGY overview with charts and data
Is PGY Undervalued?
DCF valuation and intrinsic value analysis
Dividend Analysis
Yield, payout ratio, and dividend history
Growth Analysis
Revenue, earnings, and expansion metrics
Financial Health
Debt, liquidity, and balance sheet strength
Price Prediction
2026 forecast and price targets
Stock Forecast
12-month price forecast and analyst targets
Earnings Date
Next earnings date and historical results
Compare Before You Buy
See how PGY stacks up against its competitors
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Disclaimer
This analysis is for informational purposes only and should not be considered financial advice. The decision score and recommendations are based on quantitative factors and do not account for all risks, your personal financial situation, or qualitative factors. Always do your own research and consider consulting with a financial advisor before making investment decisions.