Should I Buy EFX Stock in 2026?

Data-driven analysis and honest assessment for Equifax Inc

Analysis Updated:
CAUTIONSeveral concerns warrant careful consideration

Current Price: $208.96P/E: 39.1

Decision Score

4.9/10

Weak

Based on 6 fundamental factors

Score Breakdown:

Valuation (20%)3/10

High P/E of 39.1 indicates premium

Growth (20%)5/10

Slow growth of 0%

Profitability (20%)4/10

Thin margins (0% net)

Financial Health (15%)5/10

Financial health data limited

Cash Flow (15%)8/10

Strong FCF yield of 5.1%

Insider Activity (10%)5/10

No recent insider activity

Key Investment Metrics

Current Price

$208.96

P/E Ratio

39.07

Revenue Growth

0.1%

Profit Margin

0.1%

Market Cap

$25.4B

Dividend Yield

0.01%

How EFX Compares to Competitors

Understanding how EFX stacks up against peers helps inform your investment decision.

How EFX Compares to Peers

Upcoming Events for EFX

+5 Reasons TO Buy EFX

1. High gross margins of 56%

moderate

Gross margins above 50% typically indicate strong brand value or intellectual property moats.

2. High free cash flow yield of 5.1%

moderate

FCF yield above 5% means substantial cash generation for dividends, buybacks, or reinvestment.

-5 Reasons NOT to Buy EFX

1. Thin profit margins of 0.1%

high risk

Low margins provide little cushion against cost increases or pricing pressure.

2. Premium valuation at 39x earnings

medium risk

P/E of 39 requires sustained growth to justify. Multiple compression risk exists.

3. Minimal revenue growth

low risk

Growth of 0.1% barely keeps pace with inflation.

Who Should Buy EFX?

Investment Profile

Risk Level

Medium

Recommended Holding Period

3-5 years

Best For:

    Not Suitable For:

    • Growth Investors

      Limited 0% growth may disappoint

    • Value Investors

      Premium P/E of 39 doesn't fit value criteria

    • Income-Focused Retirees

      Low 0.0% yield

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    Pro tip: Compare EFX directly with competitors using our comparison tool to see which stock better fits your criteria.

    Get the Full Picture

    Access AI-powered insights, DCF valuations, insider trading data, and real-time analysis for EFX

    Frequently Asked Questions

    What is EFX stock price today?

    EFX (Equifax Inc) stock is trading at $208.96 as of the latest market data. Stock prices update in real-time during market hours (9:30 AM - 4:00 PM ET).

    Is EFX stock going up or down today?

    EFX stock price movements are influenced by market conditions, news, earnings reports, and investor sentiment. Check our live dashboard for real-time price changes and technical indicators.

    Should I buy EFX stock now?

    The decision to buy EFX depends on your investment strategy, risk tolerance, and financial goals. Our AI analysis evaluates fundamentals, valuation metrics, growth prospects, and market conditions to help inform your decision.

    Is EFX a buy, hold, or sell right now?

    Our AI-powered analysis provides buy/hold/sell recommendations for EFX based on multiple factors including valuation, growth metrics, technical indicators, and analyst consensus. Visit our dashboard for the latest recommendation.

    Is EFX stock overvalued or undervalued?

    EFX currently trades at a P/E ratio of 39.07, which may indicate premium valuation. Our DCF calculator provides intrinsic value estimates to help determine if EFX is fairly priced.

    What is EFX's P/E ratio?

    EFX has a price-to-earnings (P/E) ratio of 39.07, which measures how much investors are willing to pay per dollar of earnings. Compare this to industry peers and historical averages for context.

    What is EFX's market cap?

    EFX (Equifax Inc) has a market capitalization of $25.44 billion, making it a mid-cap stock.

    What is EFX's price to book ratio?

    EFX trades at a price-to-book (P/B) ratio of 5.61, which compares the stock price to the company's book value per share. A P/B below 1.0 may indicate undervaluation, while above 3.0 may suggest premium pricing.

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    Disclaimer

    This analysis is for informational purposes only and should not be considered financial advice. The decision score and recommendations are based on quantitative factors and do not account for all risks, your personal financial situation, or qualitative factors. Always do your own research and consider consulting with a financial advisor before making investment decisions.