Should I Buy CULL Stock in 2026?

Data-driven analysis and honest assessment for Cullman Bancorp Inc

Analysis Updated:
CAUTIONSeveral concerns warrant careful consideration

Current Price: $12.99P/E: 26.0

Decision Score

4.8/10

Weak

Based on 6 fundamental factors

Score Breakdown:

Valuation (20%)5/10

Elevated P/E of 26.0

Growth (20%)5/10

Slow growth of 0%

Profitability (20%)4/10

Thin margins (0% net)

Financial Health (15%)5/10

Financial health data limited

Cash Flow (15%)5/10

Cash flow data limited

Insider Activity (10%)5/10

No recent insider activity

Key Investment Metrics

Current Price

$12.99

P/E Ratio

25.98

Revenue Growth

0.0%

Profit Margin

0.2%

Market Cap

$0.1B

Dividend Yield

None

How CULL Compares to Competitors

Understanding how CULL stacks up against peers helps inform your investment decision.

How CULL Compares to Peers

Upcoming Events for CULL

+5 Reasons TO Buy CULL

1. High gross margins of 100%

strong

Gross margins above 50% typically indicate strong brand value or intellectual property moats.

-5 Reasons NOT to Buy CULL

1. Thin profit margins of 0.2%

high risk

Low margins provide little cushion against cost increases or pricing pressure.

2. Small-cap volatility risk

high risk

Market cap under $2B means higher volatility and lower liquidity.

3. Minimal revenue growth

low risk

Growth of 0.0% barely keeps pace with inflation.

Who Should Buy CULL?

Investment Profile

Risk Level

Very High

Recommended Holding Period

3-5 years

Best For:

    Not Suitable For:

    • Growth Investors

      Limited 0% growth may disappoint

    • Income-Focused Retirees

      No dividend paid

    • Risk-Averse Investors

      Very High risk may cause uncomfortable volatility

    • Large Position Traders

      Lower liquidity may impact execution

    Consider These Alternatives

    If you're interested in CULL, compare these Financials peers:

    Pro tip: Compare CULL directly with competitors using our comparison tool to see which stock better fits your criteria.

    Get the Full Picture

    Access AI-powered insights, DCF valuations, insider trading data, and real-time analysis for CULL

    Frequently Asked Questions

    What is CULL stock price today?

    CULL (Cullman Bancorp Inc) stock is trading at $12.99 as of the latest market data. Stock prices update in real-time during market hours (9:30 AM - 4:00 PM ET).

    Is CULL stock going up or down today?

    CULL stock price movements are influenced by market conditions, news, earnings reports, and investor sentiment. Check our live dashboard for real-time price changes and technical indicators.

    Should I buy CULL stock now?

    The decision to buy CULL depends on your investment strategy, risk tolerance, and financial goals. Our AI analysis evaluates fundamentals, valuation metrics, growth prospects, and market conditions to help inform your decision.

    Is CULL a buy, hold, or sell right now?

    Our AI-powered analysis provides buy/hold/sell recommendations for CULL based on multiple factors including valuation, growth metrics, technical indicators, and analyst consensus. Visit our dashboard for the latest recommendation.

    Is CULL stock overvalued or undervalued?

    CULL currently trades at a P/E ratio of 25.98, which may indicate premium valuation. Our DCF calculator provides intrinsic value estimates to help determine if CULL is fairly priced.

    What is CULL's P/E ratio?

    CULL has a price-to-earnings (P/E) ratio of 25.98, which measures how much investors are willing to pay per dollar of earnings. Compare this to industry peers and historical averages for context.

    What is CULL's market cap?

    CULL (Cullman Bancorp Inc) has a market capitalization of $0.08 billion, making it a small-cap stock.

    What is CULL's price to book ratio?

    CULL trades at a price-to-book (P/B) ratio of 0.78, which compares the stock price to the company's book value per share. A P/B below 1.0 may indicate undervaluation, while above 3.0 may suggest premium pricing.

    Similar Investment Decisions

    Explore investment analyses for stocks similar to Cullman Bancorp Inc

    Explore Categories

    Disclaimer

    This analysis is for informational purposes only and should not be considered financial advice. The decision score and recommendations are based on quantitative factors and do not account for all risks, your personal financial situation, or qualitative factors. Always do your own research and consider consulting with a financial advisor before making investment decisions.