Should I Buy COF Stock in 2026?
Data-driven analysis and honest assessment for Capital One Financial Corporation
Current Price: $233.20P/E: 85.3
Decision Score
Weak
Based on 6 fundamental factors
Score Breakdown:
Very high P/E of 85.3 suggests overvaluation
Slow growth of 0%
Thin margins (0% net)
Financial health data limited
Cash flow data limited
No recent insider activity
Key Investment Metrics
Current Price
$233.20
P/E Ratio
85.34
Revenue Growth
0.7%
Profit Margin
0.0%
Market Cap
$159.4B
Dividend Yield
0.01%
How COF Compares to Competitors
Understanding how COF stacks up against peers helps inform your investment decision.
How COF Compares to Peers
Upcoming Events for COF
+5 Reasons TO Buy COF
1. High gross margins of 100%
strongGross margins above 50% typically indicate strong brand value or intellectual property moats.
2. Large-cap stability and market leadership
moderateWith market cap over $100B, this company has established leadership and resources to weather cycles.
-5 Reasons NOT to Buy COF
1. Expensive valuation at 85x earnings
high riskP/E of 85 is significantly above averages. High expectations leave little room for disappointment.
2. Thin profit margins of 0.0%
high riskLow margins provide little cushion against cost increases or pricing pressure.
3. Minimal revenue growth
low riskGrowth of 0.7% barely keeps pace with inflation.
Who Should Buy COF?
Investment Profile
Risk Level
High
Recommended Holding Period
3-5 years
Best For:
- ✓
Momentum Traders
High-growth profile attracts momentum
Not Suitable For:
- ✗
Growth Investors
Limited 1% growth may disappoint
- ✗
Value Investors
Premium P/E of 85 doesn't fit value criteria
- ✗
Income-Focused Retirees
Low 0.0% yield
- ✗
Risk-Averse Investors
High risk may cause uncomfortable volatility
Consider These Alternatives
If you're interested in COF, compare these Financial Services peers:
Pro tip: Compare COF directly with competitors using our comparison tool to see which stock better fits your criteria.
Get the Full Picture
Access AI-powered insights, DCF valuations, insider trading data, and real-time analysis for COF
Frequently Asked Questions
What is COF stock price today?
COF (Capital One Financial Corporation) stock is trading at $233.20 as of the latest market data. Stock prices update in real-time during market hours (9:30 AM - 4:00 PM ET).
Is COF stock going up or down today?
COF stock price movements are influenced by market conditions, news, earnings reports, and investor sentiment. Check our live dashboard for real-time price changes and technical indicators.
Should I buy COF stock now?
The decision to buy COF depends on your investment strategy, risk tolerance, and financial goals. Our AI analysis evaluates fundamentals, valuation metrics, growth prospects, and market conditions to help inform your decision.
Is COF a buy, hold, or sell right now?
Our AI-powered analysis provides buy/hold/sell recommendations for COF based on multiple factors including valuation, growth metrics, technical indicators, and analyst consensus. Visit our dashboard for the latest recommendation.
Is COF stock overvalued or undervalued?
COF currently trades at a P/E ratio of 85.34, which may indicate premium valuation. Our DCF calculator provides intrinsic value estimates to help determine if COF is fairly priced.
What is COF's P/E ratio?
COF has a price-to-earnings (P/E) ratio of 85.34, which measures how much investors are willing to pay per dollar of earnings. Compare this to industry peers and historical averages for context.
What is COF's market cap?
COF (Capital One Financial Corporation) has a market capitalization of $159.37 billion, making it a mid-cap stock.
What is COF's price to book ratio?
COF trades at a price-to-book (P/B) ratio of 1.39, which compares the stock price to the company's book value per share. A P/B below 1.0 may indicate undervaluation, while above 3.0 may suggest premium pricing.
Deep Dive Analysis
Explore comprehensive analysis tools to make an informed decision about Capital One Financial Corporation
Full Stock Analysis
Complete COF overview with charts and data
Is COF Undervalued?
DCF valuation and intrinsic value analysis
Dividend Analysis
Yield, payout ratio, and dividend history
Growth Analysis
Revenue, earnings, and expansion metrics
Financial Health
Debt, liquidity, and balance sheet strength
Price Prediction
2026 forecast and price targets
Stock Forecast
12-month price forecast and analyst targets
Earnings Date
Next earnings date and historical results
Compare Before You Buy
See how COF stacks up against its competitors
Similar Investment Decisions
Explore investment analyses for stocks similar to Capital One Financial Corporation
Complete COF Analysis
Compare COF With
Disclaimer
This analysis is for informational purposes only and should not be considered financial advice. The decision score and recommendations are based on quantitative factors and do not account for all risks, your personal financial situation, or qualitative factors. Always do your own research and consider consulting with a financial advisor before making investment decisions.