Should I Buy CFG Stock in 2026?

Data-driven analysis and honest assessment for Citizens Financial Group, Inc.

Analysis Updated:
CAUTIONSeveral concerns warrant careful consideration

Current Price: $60.20P/E: 17.0

Decision Score

5.2/10

Hold

Based on 6 fundamental factors

Score Breakdown:

Valuation (20%)7/10

Reasonable P/E of 17.0

Growth (20%)5/10

Slow growth of 0%

Profitability (20%)4/10

Thin margins (0% net)

Financial Health (15%)5/10

Financial health data limited

Cash Flow (15%)5/10

Cash flow data limited

Insider Activity (10%)5/10

No recent insider activity

Key Investment Metrics

Current Price

$60.20

P/E Ratio

16.96

Revenue Growth

0.1%

Profit Margin

0.2%

Market Cap

$26.1B

Dividend Yield

0.03%

How CFG Compares to Competitors

Understanding how CFG stacks up against peers helps inform your investment decision.

How CFG Compares to Peers

Upcoming Events for CFG

+5 Reasons TO Buy CFG

1. High gross margins of 100%

strong

Gross margins above 50% typically indicate strong brand value or intellectual property moats.

-5 Reasons NOT to Buy CFG

1. Thin profit margins of 0.2%

high risk

Low margins provide little cushion against cost increases or pricing pressure.

2. Minimal revenue growth

low risk

Growth of 0.1% barely keeps pace with inflation.

Who Should Buy CFG?

Investment Profile

Risk Level

Medium

Recommended Holding Period

3-5 years

Best For:

  • Value Investors

    P/E of 17.0 offers margin of safety

Not Suitable For:

  • Growth Investors

    Limited 0% growth may disappoint

  • Income-Focused Retirees

    Low 0.0% yield

Consider These Alternatives

If you're interested in CFG, compare these Financial Services peers:

Pro tip: Compare CFG directly with competitors using our comparison tool to see which stock better fits your criteria.

Get the Full Picture

Access AI-powered insights, DCF valuations, insider trading data, and real-time analysis for CFG

Frequently Asked Questions

What is CFG stock price today?

CFG (Citizens Financial Group, Inc.) stock is trading at $60.20 as of the latest market data. Stock prices update in real-time during market hours (9:30 AM - 4:00 PM ET).

Is CFG stock going up or down today?

CFG stock price movements are influenced by market conditions, news, earnings reports, and investor sentiment. Check our live dashboard for real-time price changes and technical indicators.

Should I buy CFG stock now?

The decision to buy CFG depends on your investment strategy, risk tolerance, and financial goals. Our AI analysis evaluates fundamentals, valuation metrics, growth prospects, and market conditions to help inform your decision.

Is CFG a buy, hold, or sell right now?

Our AI-powered analysis provides buy/hold/sell recommendations for CFG based on multiple factors including valuation, growth metrics, technical indicators, and analyst consensus. Visit our dashboard for the latest recommendation.

Is CFG stock overvalued or undervalued?

CFG currently trades at a P/E ratio of 16.96 relative to earnings. Our DCF calculator provides intrinsic value estimates to help determine if CFG is fairly priced.

What is CFG's P/E ratio?

CFG has a price-to-earnings (P/E) ratio of 16.96, which measures how much investors are willing to pay per dollar of earnings. Compare this to industry peers and historical averages for context.

What is CFG's market cap?

CFG (Citizens Financial Group, Inc.) has a market capitalization of $26.11 billion, making it a mid-cap stock.

What is CFG's price to book ratio?

CFG trades at a price-to-book (P/B) ratio of 1.10, which compares the stock price to the company's book value per share. A P/B below 1.0 may indicate undervaluation, while above 3.0 may suggest premium pricing.

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Disclaimer

This analysis is for informational purposes only and should not be considered financial advice. The decision score and recommendations are based on quantitative factors and do not account for all risks, your personal financial situation, or qualitative factors. Always do your own research and consider consulting with a financial advisor before making investment decisions.