Should I Buy AFL Stock in 2026?

Data-driven analysis and honest assessment for Aflac Incorporated

Analysis Updated:
HOLDMixed signals - suitable for existing holders

Current Price: $108.88P/E: 14.4

Decision Score

5.5/10

Hold

Based on 6 fundamental factors

Score Breakdown:

Valuation (20%)8/10

Attractive P/E of 14.4

Growth (20%)3/10

Declining -0%

Profitability (20%)4/10

Thin margins (0% net)

Financial Health (15%)5/10

Financial health data limited

Cash Flow (15%)8/10

Strong FCF yield of 6.4%

Insider Activity (10%)5/10

No recent insider activity

Key Investment Metrics

Current Price

$108.88

P/E Ratio

14.35

Revenue Growth

0.6%

Profit Margin

0.2%

Market Cap

$58.4B

Dividend Yield

0.02%

How AFL Compares to Competitors

Understanding how AFL stacks up against peers helps inform your investment decision.

How AFL Compares to Peers

Upcoming Events for AFL

+5 Reasons TO Buy AFL

1. Attractively valued at 14.4x earnings

moderate

A P/E ratio of 14.4 is below the market average of ~20x, suggesting the stock may be undervalued.

2. High free cash flow yield of 6.4%

moderate

FCF yield above 5% means substantial cash generation for dividends, buybacks, or reinvestment.

-5 Reasons NOT to Buy AFL

1. Thin profit margins of 0.2%

high risk

Low margins provide little cushion against cost increases or pricing pressure.

2. Minimal revenue growth

low risk

Growth of 0.6% barely keeps pace with inflation.

Who Should Buy AFL?

Investment Profile

Risk Level

Medium

Recommended Holding Period

3-5 years

Best For:

  • Value Investors

    P/E of 14.4 offers margin of safety

Not Suitable For:

  • Growth Investors

    Limited 1% growth may disappoint

  • Income-Focused Retirees

    Low 0.0% yield

Consider These Alternatives

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Pro tip: Compare AFL directly with competitors using our comparison tool to see which stock better fits your criteria.

Get the Full Picture

Access AI-powered insights, DCF valuations, insider trading data, and real-time analysis for AFL

Frequently Asked Questions

What is AFL stock price today?

AFL (Aflac Incorporated) stock is trading at $108.88 as of the latest market data. Stock prices update in real-time during market hours (9:30 AM - 4:00 PM ET).

Is AFL stock going up or down today?

AFL stock price movements are influenced by market conditions, news, earnings reports, and investor sentiment. Check our live dashboard for real-time price changes and technical indicators.

Should I buy AFL stock now?

The decision to buy AFL depends on your investment strategy, risk tolerance, and financial goals. Our AI analysis evaluates fundamentals, valuation metrics, growth prospects, and market conditions to help inform your decision.

Is AFL a buy, hold, or sell right now?

Our AI-powered analysis provides buy/hold/sell recommendations for AFL based on multiple factors including valuation, growth metrics, technical indicators, and analyst consensus. Visit our dashboard for the latest recommendation.

Is AFL stock overvalued or undervalued?

AFL currently trades at a P/E ratio of 14.35, which may suggest attractive valuation. Our DCF calculator provides intrinsic value estimates to help determine if AFL is fairly priced.

What is AFL's P/E ratio?

AFL has a price-to-earnings (P/E) ratio of 14.35, which measures how much investors are willing to pay per dollar of earnings. Compare this to industry peers and historical averages for context.

What is AFL's market cap?

AFL (Aflac Incorporated) has a market capitalization of $58.42 billion, making it a mid-cap stock.

What is AFL's price to book ratio?

AFL trades at a price-to-book (P/B) ratio of 2.00, which compares the stock price to the company's book value per share. A P/B below 1.0 may indicate undervaluation, while above 3.0 may suggest premium pricing.

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Disclaimer

This analysis is for informational purposes only and should not be considered financial advice. The decision score and recommendations are based on quantitative factors and do not account for all risks, your personal financial situation, or qualitative factors. Always do your own research and consider consulting with a financial advisor before making investment decisions.