Should I Buy ABCB Stock in 2026?

Data-driven analysis and honest assessment for Ameris Bancorp

Analysis Updated:
CAUTIONSeveral concerns warrant careful consideration

Current Price: $78.93P/E: 13.7

Decision Score

5.4/10

Hold

Based on 6 fundamental factors

Score Breakdown:

Valuation (20%)8/10

Attractive P/E of 13.7

Growth (20%)5/10

Slow growth of 0%

Profitability (20%)4/10

Thin margins (0% net)

Financial Health (15%)5/10

Financial health data limited

Cash Flow (15%)5/10

Cash flow data limited

Insider Activity (10%)5/10

No recent insider activity

Key Investment Metrics

Current Price

$78.93

P/E Ratio

13.68

Revenue Growth

0.1%

Profit Margin

0.4%

Market Cap

$5.4B

Dividend Yield

0.01%

How ABCB Compares to Competitors

Understanding how ABCB stacks up against peers helps inform your investment decision.

How ABCB Compares to Peers

Upcoming Events for ABCB

+5 Reasons TO Buy ABCB

1. High gross margins of 100%

strong

Gross margins above 50% typically indicate strong brand value or intellectual property moats.

2. Attractively valued at 13.7x earnings

moderate

A P/E ratio of 13.7 is below the market average of ~20x, suggesting the stock may be undervalued.

-5 Reasons NOT to Buy ABCB

1. Thin profit margins of 0.4%

high risk

Low margins provide little cushion against cost increases or pricing pressure.

2. High PEG ratio of 2.5

medium risk

PEG above 2 suggests expensive relative to growth rate.

3. Minimal revenue growth

low risk

Growth of 0.1% barely keeps pace with inflation.

Who Should Buy ABCB?

Investment Profile

Risk Level

High

Recommended Holding Period

3-5 years

Best For:

  • Value Investors

    P/E of 13.7 offers margin of safety

Not Suitable For:

  • Growth Investors

    Limited 0% growth may disappoint

  • Income-Focused Retirees

    Low 0.0% yield

  • Risk-Averse Investors

    High risk may cause uncomfortable volatility

  • Large Position Traders

    Lower liquidity may impact execution

Consider These Alternatives

If you're interested in ABCB, compare these Financial Services peers:

Pro tip: Compare ABCB directly with competitors using our comparison tool to see which stock better fits your criteria.

Get the Full Picture

Access AI-powered insights, DCF valuations, insider trading data, and real-time analysis for ABCB

Frequently Asked Questions

What is ABCB stock price today?

ABCB (Ameris Bancorp) stock is trading at $78.93 as of the latest market data. Stock prices update in real-time during market hours (9:30 AM - 4:00 PM ET).

Is ABCB stock going up or down today?

ABCB stock price movements are influenced by market conditions, news, earnings reports, and investor sentiment. Check our live dashboard for real-time price changes and technical indicators.

Should I buy ABCB stock now?

The decision to buy ABCB depends on your investment strategy, risk tolerance, and financial goals. Our AI analysis evaluates fundamentals, valuation metrics, growth prospects, and market conditions to help inform your decision.

Is ABCB a buy, hold, or sell right now?

Our AI-powered analysis provides buy/hold/sell recommendations for ABCB based on multiple factors including valuation, growth metrics, technical indicators, and analyst consensus. Visit our dashboard for the latest recommendation.

Is ABCB stock overvalued or undervalued?

ABCB currently trades at a P/E ratio of 13.68, which may suggest attractive valuation. Our DCF calculator provides intrinsic value estimates to help determine if ABCB is fairly priced.

What is ABCB's P/E ratio?

ABCB has a price-to-earnings (P/E) ratio of 13.68, which measures how much investors are willing to pay per dollar of earnings. Compare this to industry peers and historical averages for context.

What is ABCB's market cap?

ABCB (Ameris Bancorp) has a market capitalization of $5.41 billion, making it a small-cap stock.

What is ABCB's price to book ratio?

ABCB trades at a price-to-book (P/B) ratio of 1.36, which compares the stock price to the company's book value per share. A P/B below 1.0 may indicate undervaluation, while above 3.0 may suggest premium pricing.

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Disclaimer

This analysis is for informational purposes only and should not be considered financial advice. The decision score and recommendations are based on quantitative factors and do not account for all risks, your personal financial situation, or qualitative factors. Always do your own research and consider consulting with a financial advisor before making investment decisions.