UPST — Upstart Holdings Inc

Upstart Holdings Inc (UPST) is a credit services company listed on NASDAQ. It is led by Paul Gu, based in 2950 South Delaware Street, San Mateo, CA, United States, 94403, with about 1,405 employees. Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. The company operates through three segments: Personal Lending, Auto Lending, and Other. Its platform includes unsecured personal loans, small dollar loans, auto refinance, auto retail loans, and auto secured personal loan, and home equity lines of credit. Upstart Holdings, Inc. was founded in 2012 and is headquartered in San Mateo, California.

Latest reported UPST revenue for 2025-09-30 was $277.1M. Net income was $31.8M. Revenue was up 7.7% from 2025-06-30 to 2025-09-30. UPST currently screens at market cap $2.92B and trailing P/E 74.3.

Use this UPST page for company research — sector, financials, and the latest filing takeaway — not a live tape. The session quote (last, range, volume) lives on the UPST quote page. Cached 10-K, 10-Q, 8-K, and Form 4 exhibits are on the UPST SEC filings page. Lician reads the product cache first so this HTML stays unique to Upstart Holdings Inc even when a live quote feed is slow.