CFG Cash Flow Statement

Citizens Financial Group Inc - Operating, Investing & Free Cash Flow Analysis

Operating Cash Flow

$2.21B

+10.5% YoY

Free Cash Flow

$2.04B

+8.4% YoY

FCF per Share

7.88% yield

CapEx

$174.00M

Operating Activities

Cash generated from core business operations

Net Cash from Operations

Primary cash generation

$2.21B

Net Income (Starting Point)$1.83B

+ Depreciation & Amortization$478.00M

Investing Activities

Cash used for investments and capital expenditures

Net Cash from Investing

Total investing activities

($5.97B)

Capital Expenditures (CapEx)$174.00M

Financing Activities

Cash from financing activities including debt, equity, and dividends

Net Cash from Financing

Total financing activities

$5.88B

Free Cash Flow (FCF) Calculation

Operating Cash Flow$2.21B

- Capital Expenditures$174.00M

= Free Cash Flow$2.04B

Cash Flow Trends (Annual)

Period	Operating CF	Investing CF	Financing CF	Free CF
2025-12-31	$2.21B	($5.97B)	$5.88B	$2.04B
2024-12-31	$2.00B	$2.99B	($6.01B)	$1.88B
2023-12-31	$2.96B	$5.25B	($7.13B)	$2.79B
2022-12-31	$4.12B	($12.64B)	$9.91B	$3.99B
2021-12-31	$2.27B	($10.49B)	$4.64B	$2.15B

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Frequently Asked Questions

What is CFG free cash flow?

CFG's most recent free cash flow (FCF) is $2.04B. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is available for dividends, buybacks, or debt reduction.

What is CFG operating cash flow?

CFG generated $2.21B in operating cash flow in the most recent period. Operating cash flow shows the cash generated from core business operations.

What is CFG FCF per share?

FCF per share can be calculated by dividing free cash flow by shares outstanding.

Is CFG cash flow growing?

CFG's operating cash flow grew by 10.5% year-over-year. Free cash flow increased by 8.4%.

What is CFG FCF yield?

CFG has a free cash flow yield of 7.88%, calculated as free cash flow divided by market capitalization. A higher FCF yield may indicate better value.

What is CFG capital expenditure?

CFG spent $174.00M on capital expenditures (CapEx) in the most recent period. CapEx represents investments in property, plant, and equipment.