SoFi Technologies Inc. revenue growth has been varied year-over-year.

What is SOFI's revenue growth rate?

Historical revenue data is available for SoFi Technologies Inc. to analyze growth trends.

How fast is SOFI earnings growing?

Earnings growth data is available for SoFi Technologies Inc. analysis.

What is SOFI's profit margin?

SoFi Technologies Inc. currently has a net profit margin of 14.8%.

SOFI Revenue & Earnings Growth Analysis 2026 - Is SoFi Technologies Inc. Growing?

Growth Summary

SoFi Technologies Inc. (SOFI) has experienced challenges in growth. The company operates in the Financial Services sector, specifically in the Credit Services industry.

Over the past 4 years, SoFi Technologies Inc. has achieved a revenue compound annual growth rate (CAGR) of 10.1%.

The company's net profit margin stands at 14.8%, showing healthy profitability.

Latest Revenue

$619.35M

Net Income

$481.32M

5-Year Revenue CAGR

10.1%

4 years of data

Net Margin

14.8%

Latest period

Revenue Growth Over Time

Historical revenue and profitability trends for SoFi Technologies Inc.

The chart above illustrates SoFi Technologies Inc.'s revenue trajectory over the past 4 years. The revenue pattern shows the challenges the company has faced in recent periods.

Year-over-Year Growth Rates

Annual percentage change in revenue and earnings

Growth rates provide insight into the momentum of SoFi Technologies Inc.'s business.

Profit Margin Trends

How efficiently SoFi Technologies Inc. converts revenue into profit

Understanding Profit Margins

Profit margins reveal how much of each dollar of revenue SoFi Technologies Inc. retains at different stages:

Gross Margin (N/A%): What remains after direct production costs
Operating Margin (N/A%): Profit from core operations before interest and taxes
Net Margin (14.8%): Final profit after all expenses

A net margin between 5-15% shows SoFi Technologies Inc. maintains reasonable profitability.

Future Growth Outlook

Analyst estimates and forward-looking indicators

EPS Estimate 2026

$0.59

Current: $0.42

EPS Estimate 2027

$0.81

36.9% expected growth

Price Target

$20.58

Analyst consensus

What Analysts Are Saying

Wall Street analysts project SoFi Technologies Inc. to continue growing earnings in the coming year. The consensus analyst rating is 3.2917 based on 24 analysts.

Growth Analysis Conclusion

Based on our comprehensive analysis, SoFi Technologies Inc. (SOFI) demonstrates declining growth characteristics.

Key Takeaways:

Revenue Growth:, 10.1% CAGR over 4 years
Profitability: Net margin of 14.8% demonstrates the company is profitable
Efficiency:

Investment Considerations

This growth analysis provides a comprehensive view of SoFi Technologies Inc.'s historical performance and future outlook. Investors should consider these growth metrics alongside valuation, competitive positioning, and broader market conditions when making investment decisions. Past performance does not guarantee future results.