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Is SoFi Technologies Inc. Growing?

SOFIFinancial ServicesCredit Services
Declining Growth
Profitable

Growth Summary

SoFi Technologies Inc. (SOFI) has experienced challenges in growth. The company operates in the Financial Services sector, specifically in the Credit Services industry.

Over the past 4 years, SoFi Technologies Inc. has achieved a revenue compound annual growth rate (CAGR) of 10.1%.

Latest Revenue
$619.35M
Net Income
$481.32M
5-Year Revenue CAGR
10.1%
4 years of data
Net Margin
N/A
Latest period

Revenue Growth Over Time

Historical revenue and profitability trends for SoFi Technologies Inc.

The chart above illustrates SoFi Technologies Inc.'s revenue trajectory over the past 4 years. The revenue pattern shows the challenges the company has faced in recent periods.

Year-over-Year Growth Rates

Annual percentage change in revenue and earnings

Growth rates provide insight into the momentum of SoFi Technologies Inc.'s business.

Profit Margin Trends

How efficiently SoFi Technologies Inc. converts revenue into profit

Understanding Profit Margins

Profit margins reveal how much of each dollar of revenue SoFi Technologies Inc. retains at different stages:

  • Gross Margin (N/A%): What remains after direct production costs
  • Operating Margin (N/A%): Profit from core operations before interest and taxes
  • Net Margin (N/A%): Final profit after all expenses

Future Growth Outlook

Analyst estimates and forward-looking indicators

EPS Estimate 2026
$0.60
Current: $0.42
EPS Estimate 2027
$0.79
30.7% expected growth
Price Target
$26.50
Analyst consensus

What Analysts Are Saying

Wall Street analysts project SoFi Technologies Inc. to continue growing earnings in the coming year. The consensus analyst rating is 3.2632 based on 19 analysts.

Growth Analysis Conclusion

Based on our comprehensive analysis, SoFi Technologies Inc. (SOFI) demonstrates declining growth characteristics.

Key Takeaways:

  • Revenue Growth:, 10.1% CAGR over 4 years
  • Profitability: demonstrates the company is profitable
  • Efficiency:

Investment Considerations

This growth analysis provides a comprehensive view of SoFi Technologies Inc.'s historical performance and future outlook. Investors should consider these growth metrics alongside valuation, competitive positioning, and broader market conditions when making investment decisions. Past performance does not guarantee future results.

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