Is Upstart Holdings Inc (UPST) overvalued? · P/E 74, rev $636.5M
Upstart Holdings Inc (UPST) is a credit services company listed on NASDAQ.
This page asks whether Upstart Holdings Inc (UPST) looks expensive on cached numbers — not a short thesis.
Latest reported UPST revenue for 2024-12-31 was $636.5M. Net income was -$128.6M. Revenue was up 23.9% from 2023-12-31 to 2024-12-31. UPST currently screens at market cap $2.92B and trailing P/E 74.3.
UPST currently screens at market cap $2.92B and trailing P/E 74.3. A high multiple can be growth prepaid or a bubble. The filing has to explain the gap.
If the next UPST 8-K cuts growth or raises capex, this “expensive” read gets worse. Until then the SEC page is the source.
Not investment advice. Use the UPST stock page for the full model, not this heading.
Not investment advice.