Is SoFi Technologies Inc. (SOFI) overvalued? · P/E 39, rev $619.4M
SoFi Technologies Inc. (SOFI) is a credit services company listed on NASDAQ.
This page asks whether SoFi Technologies Inc. (SOFI) looks expensive on cached numbers — not a short thesis.
Latest reported SOFI revenue for 2025-12-31 was $619.4M. Net income was $481.3M. Revenue was up 23.1% from 2024-12-31 to 2025-12-31. SOFI currently screens at market cap $22.25B and trailing P/E 38.5.
SOFI currently screens at market cap $22.25B and trailing P/E 38.5. A high multiple can be growth prepaid or a bubble. The filing has to explain the gap.
If the next SOFI 8-K cuts growth or raises capex, this “expensive” read gets worse. Until then the SEC page is the source.
Not investment advice. Use the SOFI stock page for the full model, not this heading.
Not investment advice.