V Debt Analysis
VISA INC. - Total Debt & Leverage Ratios
Data as of 9/30/2025
Debt Health Rating
Good
Healthy debt levels with adequate coverage
Key Debt Metrics
$24.26B
Combined long & short-term
0.92x
Leverage ratio
41.84x
Op. income / interest
Debt Structure
Long-term Debt
Due after 1 year
Short-term Debt
Due within 1 year
Annual Interest Expense
Cost of debt per year
Net Debt
Total debt minus cash
Leverage Ratios
Debt-to-Assets
Total debt / Total assets
Debt Service Coverage
Cash flow / Interest
Debt Activity (Annual)
New Debt Issued
-
Debt Repaid
$4.00B
Net Change
$-4.00B
Reducing debt
Balance Sheet Context
Cash & Equivalents
$14.76B
Total Assets
$96.81B
Stockholders Equity
$26.44B
Operating Income
$6.74B
Operating Cash Flow
$6.78B
View Detailed Debt Analysis
Explore maturity schedules, corporate bonds, and risk analysis
View Full Debt ReportFrequently Asked Questions
What is V total debt?
V has total debt of $24.26B, consisting of $20.92B in long-term debt and $3.34B in short-term debt.
What is V debt-to-equity ratio?
V's debt-to-equity ratio is 0.92x. This indicates conservative leverage.
What is V interest coverage ratio?
V has an interest coverage ratio of 41.84x, meaning it generates 41.8 times its annual interest expense in operating income. This indicates strong ability to service debt.
Is V debt level healthy?
V has a debt health rating of "Good". Healthy debt levels with adequate coverage. The company is actively reducing its debt levels.
How much is V net debt?
V's net debt (total debt minus cash) is $9.50B. This represents the actual debt burden after accounting for cash reserves.