V Debt Analysis
VISA INC. - Total Debt & Leverage Ratios
Data as of 9/30/2025
Debt Health Rating
Moderate
Manageable debt with some risk
Key Debt Metrics
$28.24B
Combined long & short-term
1.07x
Leverage ratio
149.03x
Op. income / interest
Debt Structure
Long-term Debt
Due after 1 year
Short-term Debt
Due within 1 year
Annual Interest Expense
Cost of debt per year
Net Debt
Total debt minus cash
Leverage Ratios
Debt-to-Assets
Total debt / Total assets
Debt Service Coverage
Cash flow / Interest
Debt Activity (Annual)
New Debt Issued
-
Debt Repaid
-
Net Change
-
Adding debt
Balance Sheet Context
Cash & Equivalents
$17.16B
Total Assets
$99.63B
Stockholders Equity
$26.44B
Operating Income
$23.99B
Operating Cash Flow
$23.06B
View Detailed Debt Analysis
Explore maturity schedules, corporate bonds, and risk analysis
View Full Debt ReportFrequently Asked Questions
What is V total debt?
V has total debt of $28.24B, consisting of $20.92B in long-term debt and $7.32B in short-term debt.
What is V debt-to-equity ratio?
V's debt-to-equity ratio is 1.07x. This is a moderate level of leverage.
What is V interest coverage ratio?
V has an interest coverage ratio of 149.03x, meaning it generates 149.0 times its annual interest expense in operating income. This indicates strong ability to service debt.
Is V debt level healthy?
V has a debt health rating of "Moderate". Manageable debt with some risk. The company has been adding to its debt.
How much is V net debt?
V's net debt (total debt minus cash) is $11.07B. This represents the actual debt burden after accounting for cash reserves.