UPS Debt Analysis

United Parcel Service, Inc - Total Debt & Leverage Ratios

Data as of 12/31/2025

Debt Health Rating

Moderate

Manageable debt with some risk

Key Debt Metrics

Total Debt

$27.38B

Combined long & short-term

Debt-to-Equity

1.74x

Leverage ratio

Interest Coverage

6.50x

Op. income / interest

Debt Structure

Long-term Debt

Due after 1 year

$23.59B

Short-term Debt

Due within 1 year

$3.79B

Annual Interest Expense

Cost of debt per year

$195.00M

Net Debt

Total debt minus cash

$21.58B

Leverage Ratios

Debt-to-Assets

Total debt / Total assets

38.1%

Debt Service Coverage

Cash flow / Interest

11.41x

Debt Activity (Annual)

New Debt Issued

-

Debt Repaid

$46.00M

Net Change

$-46.00M

Reducing debt

Balance Sheet Context

Cash & Equivalents

$5.80B

Total Assets

$71.81B

Stockholders Equity

$15.76B

Operating Income

$1.27B

Operating Cash Flow

$2.22B

View Detailed Debt Analysis

Explore maturity schedules, corporate bonds, and risk analysis

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Frequently Asked Questions

What is UPS total debt?

UPS has total debt of $27.38B, consisting of $23.59B in long-term debt and $3.79B in short-term debt.

What is UPS debt-to-equity ratio?

UPS's debt-to-equity ratio is 1.74x. This is a moderate level of leverage.

What is UPS interest coverage ratio?

UPS has an interest coverage ratio of 6.50x, meaning it generates 6.5 times its annual interest expense in operating income. This indicates strong ability to service debt.

Is UPS debt level healthy?

UPS has a debt health rating of "Moderate". Manageable debt with some risk. The company is actively reducing its debt levels.

How much is UPS net debt?

UPS's net debt (total debt minus cash) is $21.58B. This represents the actual debt burden after accounting for cash reserves.

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