SCHW Debt Analysis
SCHWAB CHARLES CORP - Total Debt & Leverage Ratios
Data as of 12/31/2025
Debt Health Rating
Moderate
Manageable debt with some risk
Key Debt Metrics
$37.86B
Combined long & short-term
0.77x
Leverage ratio
-
Op. income / interest
Debt Structure
Long-term Debt
Due after 1 year
Short-term Debt
Due within 1 year
Annual Interest Expense
Cost of debt per year
Net Debt
Total debt minus cash
Leverage Ratios
Debt-to-Assets
Total debt / Total assets
Debt Service Coverage
Cash flow / Interest
Debt Activity (Annual)
New Debt Issued
$2.97B
Debt Repaid
$1.04B
Net Change
$1.94B
Adding debt
Balance Sheet Context
Cash & Equivalents
$46.03B
Total Assets
$491.00B
Stockholders Equity
$49.42B
Operating Income
-
Operating Cash Flow
$9.31B
View Detailed Debt Analysis
Explore maturity schedules, corporate bonds, and risk analysis
View Full Debt ReportFrequently Asked Questions
What is SCHW total debt?
SCHW has total debt of $37.86B, consisting of $18.91B in long-term debt and $18.95B in short-term debt.
What is SCHW debt-to-equity ratio?
SCHW's debt-to-equity ratio is 0.77x. This indicates conservative leverage.
What is SCHW interest coverage ratio?
Interest coverage data for SCHW is not currently available.
Is SCHW debt level healthy?
SCHW has a debt health rating of "Moderate". Manageable debt with some risk. The company has been adding to its debt.
How much is SCHW net debt?
SCHW's net debt (total debt minus cash) is $-8.17B. The negative value means the company has more cash than debt.