MA Debt Analysis
Mastercard Incorporated - Total Debt & Leverage Ratios
Data as of 12/31/2025
Debt Health Rating
Excellent
Very low debt levels with strong coverage
Key Debt Metrics
$770.00M
Combined long & short-term
0.10x
Leverage ratio
27.79x
Op. income / interest
Debt Structure
Long-term Debt
Due after 1 year
Short-term Debt
Due within 1 year
Annual Interest Expense
Cost of debt per year
Net Debt
Total debt minus cash
Leverage Ratios
Debt-to-Assets
Total debt / Total assets
Debt Service Coverage
Cash flow / Interest
Debt Activity (Annual)
New Debt Issued
$1.49B
Debt Repaid
-
Net Change
$1.49B
Adding debt
Balance Sheet Context
Cash & Equivalents
$10.57B
Total Assets
$54.16B
Stockholders Equity
$7.74B
Operating Income
$18.90B
Operating Cash Flow
$17.65B
View Detailed Debt Analysis
Explore maturity schedules, corporate bonds, and risk analysis
View Full Debt ReportFrequently Asked Questions
What is MA total debt?
MA has total debt of $770.00M, consisting of $21.00M in long-term debt and $749.00M in short-term debt.
What is MA debt-to-equity ratio?
MA's debt-to-equity ratio is 0.10x. This indicates conservative leverage.
What is MA interest coverage ratio?
MA has an interest coverage ratio of 27.79x, meaning it generates 27.8 times its annual interest expense in operating income. This indicates strong ability to service debt.
Is MA debt level healthy?
MA has a debt health rating of "Excellent". Very low debt levels with strong coverage. The company has been adding to its debt.
How much is MA net debt?
MA's net debt (total debt minus cash) is $-9.80B. The negative value means the company has more cash than debt.