IBM Debt Analysis
INTERNATIONAL BUSINESS MACHINES CORP - Total Debt & Leverage Ratios
Data as of 12/31/2025
Debt Health Rating
Moderate
Manageable debt with some risk
Key Debt Metrics
$77.65B
Combined long & short-term
2.35x
Leverage ratio
-
Op. income / interest
Debt Structure
Long-term Debt
Due after 1 year
Short-term Debt
Due within 1 year
Annual Interest Expense
Cost of debt per year
Net Debt
Total debt minus cash
Leverage Ratios
Debt-to-Assets
Total debt / Total assets
Debt Service Coverage
Cash flow / Interest
Debt Activity (Annual)
New Debt Issued
-
Debt Repaid
-
Net Change
-
Adding debt
Balance Sheet Context
Cash & Equivalents
$10.82B
Total Assets
$156.23B
Stockholders Equity
$32.97B
Operating Income
-
Operating Cash Flow
$5.17B
View Detailed Debt Analysis
Explore maturity schedules, corporate bonds, and risk analysis
View Full Debt ReportFrequently Asked Questions
What is IBM total debt?
IBM has total debt of $77.65B, consisting of $62.94B in long-term debt and $14.70B in short-term debt.
What is IBM debt-to-equity ratio?
IBM's debt-to-equity ratio is 2.35x. This is considered high leverage.
What is IBM interest coverage ratio?
Interest coverage data for IBM is not currently available.
Is IBM debt level healthy?
IBM has a debt health rating of "Moderate". Manageable debt with some risk. The company has been adding to its debt.
How much is IBM net debt?
IBM's net debt (total debt minus cash) is $66.83B. This represents the actual debt burden after accounting for cash reserves.