BAC Debt Analysis

Bank of America Corporation - Total Debt & Leverage Ratios

Data as of 12/31/2024

Debt Health Rating

Moderate

Manageable debt with some risk

Key Debt Metrics

Total Debt

$546.80B

Combined long & short-term

Debt-to-Equity

1.80x

Leverage ratio

Interest Coverage

-

Op. income / interest

Debt Structure

Long-term Debt

Due after 1 year

$311.48B

Short-term Debt

Due within 1 year

$235.31B

Annual Interest Expense

Cost of debt per year

$22.25B

Net Debt

Total debt minus cash

$245.79B

Leverage Ratios

Debt-to-Assets

Total debt / Total assets

16.1%

Debt Service Coverage

Cash flow / Interest

1.60x

Debt Activity (Annual)

New Debt Issued

$75.86B

Debt Repaid

$57.89B

Net Change

$17.96B

Adding debt

Balance Sheet Context

Cash & Equivalents

$301.01B

Total Assets

$3.40T

Stockholders Equity

$304.15B

Operating Income

-

Operating Cash Flow

$35.56B

View Detailed Debt Analysis

Explore maturity schedules, corporate bonds, and risk analysis

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Frequently Asked Questions

What is BAC total debt?

BAC has total debt of $546.80B, consisting of $311.48B in long-term debt and $235.31B in short-term debt.

What is BAC debt-to-equity ratio?

BAC's debt-to-equity ratio is 1.80x. This is a moderate level of leverage.

What is BAC interest coverage ratio?

Interest coverage data for BAC is not currently available.

Is BAC debt level healthy?

BAC has a debt health rating of "Moderate". Manageable debt with some risk. The company has been adding to its debt.

How much is BAC net debt?

BAC's net debt (total debt minus cash) is $245.79B. This represents the actual debt burden after accounting for cash reserves.

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