BAC Debt Analysis
BANK OF AMERICA CORP /DE/ - Total Debt & Leverage Ratios
Data as of 12/31/2025
Debt Health Rating
Moderate
Manageable debt with some risk
Key Debt Metrics
$557.48B
Combined long & short-term
1.85x
Leverage ratio
-
Op. income / interest
Debt Structure
Long-term Debt
Due after 1 year
Short-term Debt
Due within 1 year
Annual Interest Expense
Cost of debt per year
Net Debt
Total debt minus cash
Leverage Ratios
Debt-to-Assets
Total debt / Total assets
Debt Service Coverage
Cash flow / Interest
Debt Activity (Annual)
New Debt Issued
$35.52B
Debt Repaid
$24.78B
Net Change
$10.74B
Adding debt
Balance Sheet Context
Cash & Equivalents
$301.01B
Total Assets
$3.50T
Stockholders Equity
$300.67B
Operating Income
-
Operating Cash Flow
$41.77B
View Detailed Debt Analysis
Explore maturity schedules, corporate bonds, and risk analysis
View Full Debt ReportFrequently Asked Questions
What is BAC total debt?
BAC has total debt of $557.48B, consisting of $325.96B in long-term debt and $231.51B in short-term debt.
What is BAC debt-to-equity ratio?
BAC's debt-to-equity ratio is 1.85x. This is a moderate level of leverage.
What is BAC interest coverage ratio?
Interest coverage data for BAC is not currently available.
Is BAC debt level healthy?
BAC has a debt health rating of "Moderate". Manageable debt with some risk. The company has been adding to its debt.
How much is BAC net debt?
BAC's net debt (total debt minus cash) is $256.47B. This represents the actual debt burden after accounting for cash reserves.