AXP Debt Analysis
AMERICAN EXPRESS CO - Total Debt & Leverage Ratios
Data as of 12/31/2025
Debt Health Rating
Concern
Elevated debt levels requiring monitoring
Key Debt Metrics
$60.44B
Combined long & short-term
1.78x
Leverage ratio
2.24x
Op. income / interest
Debt Structure
Long-term Debt
Due after 1 year
Short-term Debt
Due within 1 year
Annual Interest Expense
Cost of debt per year
Net Debt
Total debt minus cash
Leverage Ratios
Debt-to-Assets
Total debt / Total assets
Debt Service Coverage
Cash flow / Interest
Debt Activity (Annual)
New Debt Issued
$3.50B
Debt Repaid
$1.52B
Net Change
$1.98B
Adding debt
Balance Sheet Context
Cash & Equivalents
$43.44B
Total Assets
$308.89B
Stockholders Equity
$33.99B
Operating Income
$4.49B
Operating Cash Flow
$3.80B
View Detailed Debt Analysis
Explore maturity schedules, corporate bonds, and risk analysis
View Full Debt ReportFrequently Asked Questions
What is AXP total debt?
AXP has total debt of $60.44B, consisting of $58.75B in long-term debt and $1.69B in short-term debt.
What is AXP debt-to-equity ratio?
AXP's debt-to-equity ratio is 1.78x. This is a moderate level of leverage.
What is AXP interest coverage ratio?
AXP has an interest coverage ratio of 2.24x, meaning it generates 2.2 times its annual interest expense in operating income. This shows adequate coverage.
Is AXP debt level healthy?
AXP has a debt health rating of "Concern". Elevated debt levels requiring monitoring. The company has been adding to its debt.
How much is AXP net debt?
AXP's net debt (total debt minus cash) is $17.00B. This represents the actual debt burden after accounting for cash reserves.