ZION Cash Flow Statement

Zions Bancorporation National Association - Operating, Investing & Free Cash Flow Analysis

Operating Cash Flow

$1.10B

-4.0% YoY

Free Cash Flow

$981.00M

-6.7% YoY

FCF per Share

-

10.78% yield

CapEx

$121.00M

Operating Activities

Cash generated from core business operations

Net Cash from Operations

Primary cash generation

$1.10B
Net Income (Starting Point)$899.00M
+ Depreciation & Amortization$116.00M

Investing Activities

Cash used for investments and capital expenditures

Net Cash from Investing

Total investing activities

$709.00M
Capital Expenditures (CapEx)$121.00M

Financing Activities

Cash from financing activities including debt, equity, and dividends

Net Cash from Financing

Total financing activities

($1.78B)

Free Cash Flow (FCF) Calculation

Operating Cash Flow$1.10B
- Capital Expenditures$121.00M
= Free Cash Flow$981.00M

Cash Flow Trends (Annual)

PeriodOperating CFInvesting CFFinancing CFFree CF
2025-12-31$1.10B$709.00M($1.78B)$981.00M
2024-12-31$1.15B($1.64B)$427.00M$1.05B
2023-12-31$885.00M$2.37B($3.20B)$772.00M
2022-12-31$1.47B$1.41B($2.81B)$1.28B
2021-12-31$629.00M($11.58B)$11.00B$423.00M

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Frequently Asked Questions

What is ZION free cash flow?

ZION's most recent free cash flow (FCF) is $981.00M. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is available for dividends, buybacks, or debt reduction.

What is ZION operating cash flow?

ZION generated $1.10B in operating cash flow in the most recent period. Operating cash flow shows the cash generated from core business operations.

What is ZION FCF per share?

FCF per share can be calculated by dividing free cash flow by shares outstanding.

Is ZION cash flow growing?

ZION's operating cash flow declined by 4.0% year-over-year. Free cash flow decreased by 6.7%.

What is ZION FCF yield?

ZION has a free cash flow yield of 10.78%, calculated as free cash flow divided by market capitalization. A higher FCF yield may indicate better value.

What is ZION capital expenditure?

ZION spent $121.00M on capital expenditures (CapEx) in the most recent period. CapEx represents investments in property, plant, and equipment.

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