SYF Cash Flow Statement

Synchrony Financial - Operating, Investing & Free Cash Flow Analysis

Operating Cash Flow

$9.85B

+0.0% YoY

Free Cash Flow

$9.85B

+0.0% YoY

FCF per Share

-

36.97% yield

CapEx

$0

Operating Activities

Cash generated from core business operations

Net Cash from Operations

Primary cash generation

$9.85B
Net Income (Starting Point)$3.55B
+ Depreciation & Amortization$514.00M

Investing Activities

Cash used for investments and capital expenditures

Net Cash from Investing

Total investing activities

($4.85B)
Capital Expenditures (CapEx)$0

Financing Activities

Cash from financing activities including debt, equity, and dividends

Net Cash from Financing

Total financing activities

($4.74B)

Free Cash Flow (FCF) Calculation

Operating Cash Flow$9.85B
- Capital Expenditures$0
= Free Cash Flow$9.85B

Cash Flow Trends (Annual)

PeriodOperating CFInvesting CFFinancing CFFree CF
2025-12-31$9.85B($4.85B)($4.74B)$9.85B
2024-12-31$9.85B($8.90B)($611.00M)$9.85B
2023-12-31$8.59B($14.23B)$9.63B$8.59B
2022-12-31$6.69B($10.23B)$5.28B$6.69B
2021-12-31$7.10B($4.81B)($5.20B)$7.10B

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Frequently Asked Questions

What is SYF free cash flow?

SYF's most recent free cash flow (FCF) is $9.85B. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is available for dividends, buybacks, or debt reduction.

What is SYF operating cash flow?

SYF generated $9.85B in operating cash flow in the most recent period. Operating cash flow shows the cash generated from core business operations.

What is SYF FCF per share?

FCF per share can be calculated by dividing free cash flow by shares outstanding.

Is SYF cash flow growing?

SYF's operating cash flow grew by 0.0% year-over-year. Free cash flow increased by 0.0%.

What is SYF FCF yield?

SYF has a free cash flow yield of 36.97%, calculated as free cash flow divided by market capitalization. A higher FCF yield may indicate better value.

What is SYF capital expenditure?

SYF spent - on capital expenditures (CapEx) in the most recent period. CapEx represents investments in property, plant, and equipment.

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