CFFI - C & F Financial Corp

NYSE * Financials * Banks

$77.59

$-0.91 (-1.16%)

About C & F Financial Corp

C&F Financial Corporation operates as a bank holding company for Citizens and Farmers Bank that provides banking services to individuals and businesses. It operates through three segments: Community Banking, Mortgage Banking, and Consumer Finance. The Community Banking segment offers various banking services, such as checking and savings deposit accounts; and business, real estate, development, mortgage, home equity, and installment loans. This segment also provides ATMs, Internet and mobile banking, peer-to-peer payment capabilities, debit cards, safe deposit box rentals, notary public, electronic transfer, and other customary bank services, as well as wealth management services; and engages in owning equity interests in an independent insurance agency, and a full-service title and settlement agency. The Mortgage Banking segment offers various residential mortgage loans, which are originated for sale to investors in the secondary mortgage market; originates conventional mortgage loans, mortgage loans insured by the Federal Housing Administration, and mortgage loans guaranteed by the United States Department of Agriculture and the Veterans Administration. This segment also provides mortgage loan origination functions as a service to third party mortgage lenders and other community banks; and ancillary mortgage loan production services to third parties for residential appraisals. The Consumer Finance segment offers automobile financing through lending programs to serve customers in both the prime and non-prime markets. C&F Financial Corporation was founded in 1927 and is based in Toano, Virginia.

CFFI Key Statistics

Market Cap

$255.58M

P/E Ratio

9.47

P/B Ratio

0.96

EPS

$8.29

Dividend Yield

0.02%

Revenue Growth

+0.1%

Profit Margin

0.2%

Employees

575

How CFFI Compares to Peers

CFFI has the lowest P/E ratio in Banks, suggesting it may be the most undervalued
CFFI is the smallest among peers, which may offer higher growth potential

P/E Rank

#1

of 6

Margin Rank

#5

of 6

Growth Rank

#3

of 6

Size Rank

#6

of 6

CompanyP/EGrowthCompare
CFFI9.50%-
JPM14.80%vs JPM
BAC13.40%vs BAC
WFC12.60%vs WFC
C16.30%vs C
GS16.40%vs GS

C & F Financial Corp Company Information

Headquarters
Virginia; U.S.A
Website
www.cffc.com
Sector
Financials
Industry
Banks
Data Updated:
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CFFI Lician Score

10% confidence
6.0/10
Good

CFFI has a Lician Score of 6/10 (Good). Strengths: Growth.

value

5.0

growth

8.0

quality

5.0

momentum

5.0

safety

5.0

The Lician Score is a comprehensive 1-10 rating that evaluates CFFIacross five key dimensions: Value (valuation relative to sector),Growth (revenue and earnings trajectory),Quality (profitability and balance sheet strength),Momentum (price trends and analyst sentiment), andSafety (volatility and risk metrics).

CFFI Financial Snowflake

5-axis analysis across key investment dimensions

5.6/10

Neutral

35810Value5.0Growth8.0Quality5.0Momentum5.0Safety5.05.6/10
5.0

Value

8.0

Growth

5.0

Quality

5.0

Momentum

5.0

Safety

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