CFFI — C&F Financial Corporation
NASDAQ · Financial Services · Banks - Regional
$89.44
+$2.45 (+2.82%)
C&F Financial Corporation (CFFI) is a banks - regional company listed on NASDAQ. It is led by Thomas F. Cherry, based in 3600 La Grange Parkway, Toano, VA, United States, 23168, with about 545 employees. C&F Financial Corporation operates as a bank holding company for Citizens and Farmers Bank that provides banking services to individuals and businesses. It operates through three segments: Community Banking, Mortgage Banking, and Consumer Finance. The Community Banking segment offers various banking services, including checking and savings deposit accounts, as well as business, real estate, development, mortgage, home equity, and installment loans. This segment also provides ATMs, Internet and mobile banking, peer-to-peer payment capabilities, and debit cards, as well as safe deposit box rentals, notary public, electronic transfer, and other customary bank services. The Mortgage Banking segment offers various residential mortgage loans; originates conventional mortgage loans, mortgage loans insured by the Federal Housing Administration, and mortgage loans guaranteed by the United States Department of Agriculture and the Veterans Administration; and ancillary mortgage loan production services to third parties for residential appraisals, as well as various mortgage origination activities. The Consumer Finance segment provides automobile loans. It also offers brokerage and wealth management services, and insurance products and services, as well as title and settlement agencies. C&F Financial Corporation was founded in 1927 and is based in Toano, Virginia.
Latest reported CFFI revenue for 2025-09-30 was $36.0M. Net income was $7.1M. Revenue was down 0.9% from 2025-06-30 to 2025-09-30. CFFI currently screens at market cap $210.4M and trailing P/E 9.8.
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About C&F Financial Corporation
C&F Financial Corporation operates as a bank holding company for Citizens and Farmers Bank that provides banking services to individuals and businesses. It operates through three segments: Community Banking, Mortgage Banking, and Consumer Finance. The Community Banking segment offers various banking services, including checking and savings deposit accounts, as well as business, real estate, development, mortgage, home equity, and installment loans. This segment also provides ATMs, Internet and mobile banking, peer-to-peer payment capabilities, and debit cards, as well as safe deposit box rentals, notary public, electronic transfer, and other customary bank services. The Mortgage Banking segment offers various residential mortgage loans; originates conventional mortgage loans, mortgage loans insured by the Federal Housing Administration, and mortgage loans guaranteed by the United States Department of Agriculture and the Veterans Administration; and ancillary mortgage loan production services to third parties for residential appraisals, as well as various mortgage origination activities. The Consumer Finance segment provides automobile loans. It also offers brokerage and wealth management services, and insurance products and services, as well as title and settlement agencies. C&F Financial Corporation was founded in 1927 and is based in Toano, Virginia.
CFFI Key Statistics
Market Cap
$210.38M
Volume
181,909
Previous Close
$86.99
Day Range
$87.10 – $89.66
P/E Ratio
9.75
EPS
$6.01
Revenue
$127.31M
Net Income
$19.92M
Gross Profit
$0.00
Free Cash Flow
$0.00
Dividend Yield
2.99%
Revenue Growth
-0.0%
Profit Margin
15.6%
Employees
545
CFFI Financials
Annual income statement in USD. Latest reported periods first.
| Line | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|
| Revenue | $127.31M | $127.32M | $122.68M | $135.20M |
| Cost of Revenue | $0.00 | $0.00 | $0.00 | $0.00 |
| Gross Profit | $0.00 | $0.00 | $0.00 | $0.00 |
| Operating Income | $0.00 | $0.00 | $0.00 | $0.00 |
| Net Income | $19.92M | $23.75M | $29.37M | $29.12M |
| EPS (Diluted) | $6.01 | $6.92 | $8.29 | $7.95 |
Total Assets
$2.56B
Total Debt
$0.00
Shareholders' Equity
$0.00
Cash & Equivalents
$0.00
Operating Cash Flow
$38.49M
Free Cash Flow
$0.00
C&F Financial Corporation Company Information
- President, CEO & Non Independent Director
- Thomas F. Cherry
- Headquarters
- 3600 La Grange Parkway, Toano, VA, United States, 23168
- Website
- www.cffc.com
- Phone
- 804 843 2360
- IPO / Founded
- 1998-01-22
- Sector
- Financial Services
- Industry
- Banks - Regional