PBFS - Pioneer Bancorp Inc

NYSE * Financials * Banks

$14.38

+$0.28 (+1.99%)

About Pioneer Bancorp Inc

Pioneer Bancorp, Inc. operates as a holding company for Pioneer Bank, National Association that provides various banking products and services in New York. It accepts various deposit accounts, such as demand, savings, and money market accounts, as well as certificates of deposit accounts. The company's loan products include commercial real estate, commercial and industrial, commercial construction, residential mortgage, consumer loans, home equity loans, and lines of credit. It also invests in securities, including U.S. treasury securities, fixed-rate mortgage-backed securities and collateralized mortgage obligations, fixed-rate investment grade bonds, and corporate debt securities. In addition, the company offers personal and commercial insurance products, including homeowners, automobile, and comprehensive business insurance; employee benefit products and consulting services, such as group health, dental, disability, and life insurance products; defined contribution and benefit administration, and human resource management services; and wealth management services comprising investment advice, retirement income planning, estate planning, business succession, and employer retirement planning. Pioneer Bancorp, Inc. was founded in 1889 and is based in Albany, New York. Pioneer Bancorp, Inc. operates as a subsidiary of Pioneer Bancorp MHC.

PBFS Key Statistics

Market Cap

$351.09M

P/E Ratio

17.33

P/B Ratio

1.08

EPS

$0.83

Revenue Growth

+0.2%

Profit Margin

0.2%

Employees

257

How PBFS Compares to Peers

PBFS trades at a premium valuation vs peers (highest P/E)
PBFS ranks 2nd in revenue growth vs peers
PBFS is the smallest among peers, which may offer higher growth potential

P/E Rank

#6

of 6

Margin Rank

#5

of 6

Growth Rank

#2

of 6

Size Rank

#6

of 6

CompanyP/EGrowthCompare
PBFS17.30%-
JPM14.80%vs JPM
BAC13.40%vs BAC
WFC12.60%vs WFC
C16.30%vs C
GS16.40%vs GS

Pioneer Bancorp Inc Company Information

Headquarters
New York; U.S.A
Website
www.pioneerny.com
Sector
Financials
Industry
Banks
Data Updated:
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PBFS Lician Score

10% confidence
5.0/10
Neutral

PBFS has a Lician Score of 5/10 (Average). Areas of concern: Growth.

value

5.0

growth

3.0

quality

5.0

momentum

5.0

safety

5.0

The Lician Score is a comprehensive 1-10 rating that evaluates PBFSacross five key dimensions: Value (valuation relative to sector),Growth (revenue and earnings trajectory),Quality (profitability and balance sheet strength),Momentum (price trends and analyst sentiment), andSafety (volatility and risk metrics).

PBFS Financial Snowflake

5-axis analysis across key investment dimensions

4.6/10

Neutral

35810Value5.0Growth3.0Quality5.0Momentum5.0Safety5.04.6/10
5.0

Value

3.0

Growth

5.0

Quality

5.0

Momentum

5.0

Safety

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