CPSS - Consumer Portfolio Services Inc

NYSE * Financials * Consumer Finance

$8.47

$-0.23 (-2.64%)

About Consumer Portfolio Services Inc

Consumer Portfolio Services, Inc. operates as a specialty finance company in the United States. It is involved in the purchase and service of retail automobile contracts originated by franchised automobile dealers and select independent dealers in the sale of new and used automobiles, light trucks, and passenger vans. The company, through its automobile contract purchases, offers indirect financing to the customers of dealers with limited credit histories or past credit problems. It also serves as an alternative source of financing for dealers, facilitating sales to customers who are not able to obtain financing from commercial banks, credit unions, and the captive finance companies. In addition, the company acquires installment purchase contracts in merger and acquisition transactions; and purchases immaterial amounts of vehicle purchase money loans from non-affiliated lenders. It services its automobile contracts through its branches in California, Nevada, Virginia, Florida, and Illinois. The company was incorporated in 1991 and is based in Las Vegas, Nevada.

CPSS Key Statistics

Market Cap

$188.24M

P/E Ratio

10.59

P/B Ratio

0.62

EPS

$0.80

Revenue Growth

+0.1%

Profit Margin

0.1%

Employees

918

How CPSS Compares to Peers

CPSS has the lowest P/E ratio in Consumer Finance, suggesting it may be the most undervalued
CPSS is the smallest among peers, which may offer higher growth potential

P/E Rank

#1

of 6

Margin Rank

#6

of 6

Growth Rank

#5

of 6

Size Rank

#6

of 6

CompanyP/EGrowthCompare
CPSS10.60%-
AAPL33.10%vs AAPL
MSFT36.315%vs MSFT
GOOGL23.114%vs GOOGL
AMZN32.70%vs AMZN
NVDA44.11%vs NVDA

Consumer Portfolio Services Inc Company Information

Headquarters
California; U.S.A
Website
www.consumerportfolio.com
Sector
Financials
Industry
Consumer Finance
Data Updated:
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CPSS Lician Score

10% confidence
6.0/10
Good

CPSS has a Lician Score of 6/10 (Good). Strengths: Growth.

value

5.0

growth

8.0

quality

5.0

momentum

5.0

safety

5.0

The Lician Score is a comprehensive 1-10 rating that evaluates CPSSacross five key dimensions: Value (valuation relative to sector),Growth (revenue and earnings trajectory),Quality (profitability and balance sheet strength),Momentum (price trends and analyst sentiment), andSafety (volatility and risk metrics).

CPSS Financial Snowflake

5-axis analysis across key investment dimensions

5.6/10

Neutral

35810Value5.0Growth8.0Quality5.0Momentum5.0Safety5.05.6/10
5.0

Value

8.0

Growth

5.0

Quality

5.0

Momentum

5.0

Safety

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