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ENVAEnova International Inc

NYSE · Financial Services · Credit Services

$221.14

-$5.58 (-2.46%)

Enova International Inc (ENVA) is a credit services company listed on NYSE. It is led by Steven E. Cunningham C.F.A., based in 175 West Jackson Blvd., Chicago, IL, United States, 60604, with about 1,836 employees. Enova International, Inc., a technology and analytics company, provides online financial services in the United States, Brazil, and internationally. The company offers consumer and small business installment loans; consumer and small business line of credit accounts; CSO programs, including arranging loans with independent third-party lenders and assisting in the preparation of loan applications and loan documents; and bank programs, such as marketing services and loan servicing for near-prime unsecured consumer installment loan. It also provides money transfer services. The company markets its financing products under the CashNetUSA, NetCredit, OnDeck, Headway Capital, Simplic, and Pangea brands. Enova International, Inc. was founded in 2003 and is headquartered in Chicago, Illinois.

Latest reported ENVA revenue for 2025-09-30 was $802.7M. Net income was $229.4M. Revenue was up 5.1% from 2025-06-30 to 2025-09-30. ENVA currently screens at market cap $3.95B and trailing P/E 12.9.

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About Enova International Inc

Enova International, Inc., a technology and analytics company, provides online financial services in the United States, Brazil, and internationally. The company offers consumer and small business installment loans; consumer and small business line of credit accounts; CSO programs, including arranging loans with independent third-party lenders and assisting in the preparation of loan applications and loan documents; and bank programs, such as marketing services and loan servicing for near-prime unsecured consumer installment loan. It also provides money transfer services. The company markets its financing products under the CashNetUSA, NetCredit, OnDeck, Headway Capital, Simplic, and Pangea brands. Enova International, Inc. was founded in 2003 and is headquartered in Chicago, Illinois.

ENVA Key Statistics

Market Cap

$3.95B

Volume

213,133

Previous Close

$247.66

Day Range

$241.46$251.53

P/E Ratio

12.94

0

EPS

$7.43

Revenue

$2.66B

Net Income

$209.45M

Gross Profit

$0.00

Free Cash Flow

$0.00

Revenue Growth

+25.5%

Profit Margin

7.9%

Employees

1,836

ENVA Financials

Annual income statement in USD. Latest reported periods first.

ENVA annual income statement across FY2024, FY2023, FY2022, FY2021
LineFY2024FY2023FY2022FY2021
Revenue$2.66B$2.12B$1.74B$1.21B
Cost of Revenue$0.00$0.00$0.00$0.00
Gross Profit$0.00$0.00$0.00$0.00
Operating Income$0.00$0.00$0.00$0.00
Net Income$209.45M$175.12M$207.42M$257.07M
EPS (Diluted)$7.43$5.49$6.19$6.79

Total Assets

$5.27B

Total Debt

$0.00

Shareholders' Equity

$0.00

Cash & Equivalents

$73.91M

Operating Cash Flow

$1.54B

Free Cash Flow

$0.00

Enova International Inc Company Information

CEO & Director
Steven E. Cunningham C.F.A.
Headquarters
175 West Jackson Blvd., Chicago, IL, United States, 60604
Phone
312 568 4200
IPO / Founded
2014-11-13
Industry
Credit Services
Data Updated:

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