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NWFLNorwood Financial Corp

NASDAQ · Financial Services · Banks - Regional

$34.76

+$0.79 (+2.33%)

Norwood Financial Corp (NWFL) is a banks - regional company listed on NASDAQ. It is led by James O. Donnelly, based in 717 Main Street, Honesdale, PA, United States, 18431, with about 275 employees. Norwood Financial Corp. operates as the bank holding company for Wayne Bank that provides various banking products and services in the United States. The company offers deposit products, including interest-bearing and non-interest-bearing transaction, statement savings, and money market accounts, as well as certificate of deposits. Its commercial loans include lines of credit, revolving credit, term loans, mortgages, secured lending products, and letter of credit facilities; municipal finance lending; construction loans for commercial construction projects and single-family residences; construction financing; land and consumer loans; mortgage lending to finance principal residences and second home dwellings; and indirect dealer financing of new and used automobiles, boats, and recreational vehicles. In addition, the company offers investment securities services; personal and business credit services; trust and investment products; and cash management, direct deposit, remote deposit capture, mobile deposit capture, automated clearing house activity, real estate settlement, and internet and mobile banking services. Further, it offers annuity and insurance products; and engages in mutual fund sale, advisory services, and discount brokerage activities, as well as insurance agency business. The company serves consumers, businesses, nonprofit organizations, and municipalities. It operates automated teller machines and branches in Northeastern Pennsylvania; and in New York counties of Delaware, Sullivan, Ontario, Otsego, and Yates. The company was founded in 1870 and is based in Honesdale, Pennsylvania.

Latest reported NWFL revenue for 2025-09-30 was $2.0M. Net income was $8.3M. Revenue was up 9.3% from 2025-06-30 to 2025-09-30. NWFL currently screens at market cap $338.4M and trailing P/E 11.4.

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About Norwood Financial Corp

Norwood Financial Corp. operates as the bank holding company for Wayne Bank that provides various banking products and services in the United States. The company offers deposit products, including interest-bearing and non-interest-bearing transaction, statement savings, and money market accounts, as well as certificate of deposits. Its commercial loans include lines of credit, revolving credit, term loans, mortgages, secured lending products, and letter of credit facilities; municipal finance lending; construction loans for commercial construction projects and single-family residences; construction financing; land and consumer loans; mortgage lending to finance principal residences and second home dwellings; and indirect dealer financing of new and used automobiles, boats, and recreational vehicles. In addition, the company offers investment securities services; personal and business credit services; trust and investment products; and cash management, direct deposit, remote deposit capture, mobile deposit capture, automated clearing house activity, real estate settlement, and internet and mobile banking services. Further, it offers annuity and insurance products; and engages in mutual fund sale, advisory services, and discount brokerage activities, as well as insurance agency business. The company serves consumers, businesses, nonprofit organizations, and municipalities. It operates automated teller machines and branches in Northeastern Pennsylvania; and in New York counties of Delaware, Sullivan, Ontario, Otsego, and Yates. The company was founded in 1870 and is based in Honesdale, Pennsylvania.

NWFL Key Statistics

Market Cap

$338.37M

Volume

25,772

Previous Close

$33.94

Day Range

$33.33$33.85

P/E Ratio

11.38

P/B Ratio

1.19

EPS

-$0.02

Revenue

$7.40M

Net Income

-$160.00K

Gross Profit

$0.00

Free Cash Flow

$0.00

Dividend Yield

4.02%

Revenue Growth

+3.7%

Profit Margin

-2.2%

Employees

275

NWFL Financials

Annual income statement in USD. Latest reported periods first.

NWFL annual income statement across FY2024, FY2023, FY2022, FY2021
LineFY2024FY2023FY2022FY2021
Revenue$7.40M$7.14M$8.76M$7.02M
Cost of Revenue$0.00$0.00$0.00$0.00
Gross Profit$0.00$0.00$0.00$0.00
Operating Income$0.00$0.00$0.00$0.00
Net Income-$160.00K$16.76M$29.23M$24.91M
EPS (Diluted)-$0.02$2.07$3.58$3.04

Total Assets

$2.32B

Total Debt

$0.00

Shareholders' Equity

$0.00

Cash & Equivalents

$0.00

Operating Cash Flow

$22.81M

Free Cash Flow

$0.00

Norwood Financial Corp Company Information

President, CEO & Director
James O. Donnelly
Headquarters
717 Main Street, Honesdale, PA, United States, 18431
Website
wayne.bank
Phone
570 253 1455
IPO / Founded
1998-03-02
Industry
Banks - Regional
Data Updated:

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