
CPSS — Consumer Portfolio Services Inc
NASDAQ · Financial Services · Credit Services
$9.24
+$0.01 (+0.11%)
Consumer Portfolio Services Inc (CPSS) is a credit services company listed on NASDAQ. It is led by Charles E. Bradley Jr., based in 3800 Howard Hughes Parkway, Las Vegas, NV, United States, 89169, with about 956 employees. Consumer Portfolio Services, Inc. operates as a specialty finance company in the United States. It is involved in the purchase and service of retail automobile contracts originated by franchised automobile dealers and select independent dealers in the sale of new and used automobiles, light trucks, and passenger vans. The company, through its automobile contract purchases, offers indirect financing to the customers of dealers with limited credit histories or past credit problems. It also serves as an alternative source of financing for dealers, facilitating sales to customers who are not able to obtain financing from commercial banks, credit unions, and the captive finance companies. In addition, the company acquires installment purchase contracts in merger and acquisition transactions; and purchases immaterial amounts of vehicle purchase money loans from non-affiliated lenders. The company services its automobile contracts through its branches in California, Nevada, Virginia, Florida, and Illinois. Consumer Portfolio Services, Inc. was incorporated in 1991 and is based in Las Vegas, Nevada.
Latest reported CPSS revenue for 2025-09-30 was $108.4M. Net income was $4.9M. Revenue was down 1.2% from 2025-06-30 to 2025-09-30. CPSS currently screens at market cap $204.6M and trailing P/E 11.1.
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About Consumer Portfolio Services Inc
Consumer Portfolio Services, Inc. operates as a specialty finance company in the United States. It is involved in the purchase and service of retail automobile contracts originated by franchised automobile dealers and select independent dealers in the sale of new and used automobiles, light trucks, and passenger vans. The company, through its automobile contract purchases, offers indirect financing to the customers of dealers with limited credit histories or past credit problems. It also serves as an alternative source of financing for dealers, facilitating sales to customers who are not able to obtain financing from commercial banks, credit unions, and the captive finance companies. In addition, the company acquires installment purchase contracts in merger and acquisition transactions; and purchases immaterial amounts of vehicle purchase money loans from non-affiliated lenders. The company services its automobile contracts through its branches in California, Nevada, Virginia, Florida, and Illinois. Consumer Portfolio Services, Inc. was incorporated in 1991 and is based in Las Vegas, Nevada.
CPSS Key Statistics
Market Cap
$204.62M
Volume
18,649
Previous Close
$9.38
Day Range
$9.42 – $9.60
P/E Ratio
11.09
EPS
$0.79
Revenue
$393.51M
Net Income
$19.20M
Gross Profit
$0.00
Free Cash Flow
$0.00
Revenue Growth
+11.8%
Profit Margin
4.9%
Employees
956
CPSS Financials
Annual income statement in USD. Latest reported periods first.
| Line | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|
| Revenue | $393.51M | $352.01M | $329.71M | $267.81M |
| Cost of Revenue | $0.00 | $0.00 | $0.00 | $0.00 |
| Gross Profit | $0.00 | $0.00 | $0.00 | $0.00 |
| Operating Income | $0.00 | $0.00 | $0.00 | $0.00 |
| Net Income | $19.20M | $45.34M | $85.98M | $65.75M |
| EPS (Diluted) | $0.79 | $1.80 | $3.23 | $1.84 |
Total Assets
$3.49B
Total Debt
$0.00
Shareholders' Equity
$0.00
Cash & Equivalents
$11.71M
Operating Cash Flow
$233.75M
Free Cash Flow
$0.00
Consumer Portfolio Services Inc Company Information
- CEO & Chairman
- Charles E. Bradley Jr.
- Headquarters
- 3800 Howard Hughes Parkway, Las Vegas, NV, United States, 89169
- Website
- www.consumerportfolio.com
- Phone
- 949 753 6800
- IPO / Founded
- 1992-10-22
- Sector
- Financial Services
- Industry
- Credit Services