Consumer Portfolio Services Inc logo

CPSSConsumer Portfolio Services Inc

NASDAQ · Financial Services · Credit Services

$9.24

+$0.01 (+0.11%)

Consumer Portfolio Services Inc (CPSS) is a credit services company listed on NASDAQ. It is led by Charles E. Bradley Jr., based in 3800 Howard Hughes Parkway, Las Vegas, NV, United States, 89169, with about 956 employees. Consumer Portfolio Services, Inc. operates as a specialty finance company in the United States. It is involved in the purchase and service of retail automobile contracts originated by franchised automobile dealers and select independent dealers in the sale of new and used automobiles, light trucks, and passenger vans. The company, through its automobile contract purchases, offers indirect financing to the customers of dealers with limited credit histories or past credit problems. It also serves as an alternative source of financing for dealers, facilitating sales to customers who are not able to obtain financing from commercial banks, credit unions, and the captive finance companies. In addition, the company acquires installment purchase contracts in merger and acquisition transactions; and purchases immaterial amounts of vehicle purchase money loans from non-affiliated lenders. The company services its automobile contracts through its branches in California, Nevada, Virginia, Florida, and Illinois. Consumer Portfolio Services, Inc. was incorporated in 1991 and is based in Las Vegas, Nevada.

Latest reported CPSS revenue for 2025-09-30 was $108.4M. Net income was $4.9M. Revenue was down 1.2% from 2025-06-30 to 2025-09-30. CPSS currently screens at market cap $204.6M and trailing P/E 11.1.

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About Consumer Portfolio Services Inc

Consumer Portfolio Services, Inc. operates as a specialty finance company in the United States. It is involved in the purchase and service of retail automobile contracts originated by franchised automobile dealers and select independent dealers in the sale of new and used automobiles, light trucks, and passenger vans. The company, through its automobile contract purchases, offers indirect financing to the customers of dealers with limited credit histories or past credit problems. It also serves as an alternative source of financing for dealers, facilitating sales to customers who are not able to obtain financing from commercial banks, credit unions, and the captive finance companies. In addition, the company acquires installment purchase contracts in merger and acquisition transactions; and purchases immaterial amounts of vehicle purchase money loans from non-affiliated lenders. The company services its automobile contracts through its branches in California, Nevada, Virginia, Florida, and Illinois. Consumer Portfolio Services, Inc. was incorporated in 1991 and is based in Las Vegas, Nevada.

CPSS Key Statistics

Market Cap

$204.62M

Volume

18,649

Previous Close

$9.38

Day Range

$9.42$9.60

P/E Ratio

11.09

0

EPS

$0.79

Revenue

$393.51M

Net Income

$19.20M

Gross Profit

$0.00

Free Cash Flow

$0.00

Revenue Growth

+11.8%

Profit Margin

4.9%

Employees

956

CPSS Financials

Annual income statement in USD. Latest reported periods first.

CPSS annual income statement across FY2024, FY2023, FY2022, FY2021
LineFY2024FY2023FY2022FY2021
Revenue$393.51M$352.01M$329.71M$267.81M
Cost of Revenue$0.00$0.00$0.00$0.00
Gross Profit$0.00$0.00$0.00$0.00
Operating Income$0.00$0.00$0.00$0.00
Net Income$19.20M$45.34M$85.98M$65.75M
EPS (Diluted)$0.79$1.80$3.23$1.84

Total Assets

$3.49B

Total Debt

$0.00

Shareholders' Equity

$0.00

Cash & Equivalents

$11.71M

Operating Cash Flow

$233.75M

Free Cash Flow

$0.00

Consumer Portfolio Services Inc Company Information

CEO & Chairman
Charles E. Bradley Jr.
Headquarters
3800 Howard Hughes Parkway, Las Vegas, NV, United States, 89169
Phone
949 753 6800
IPO / Founded
1992-10-22
Industry
Credit Services
Data Updated:

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