AmeriServ Financial Inc logo

ASRVAmeriServ Financial Inc

NASDAQ · Financial Services · Banks - Regional

$4.88

-$0.08 (-1.61%)

AmeriServ Financial Inc (ASRV) is a banks - regional company listed on NASDAQ. It is led by Jeffrey A. Stopko CPA, based in Main and Franklin Street, Johnstown, PA, United States, 15907-0430, with about 298 employees. AmeriServ Financial, Inc. operates as the bank holding company for AmeriServ Financial Bank that provides various consumer, mortgage, and commercial financial products in the United States. The company offers retail banking services, including demand, savings, and time deposits; checking and money market accounts; secured and unsecured consumer loans, and mortgage loans; and safe deposit boxes, holiday club accounts, and money orders. It also provides lending, depository, and related financial services, such as commercial real estate mortgage loans, short and medium-term loans, revolving credit arrangements, lines of credit, inventory and accounts receivable financing, real estate-construction loans, business savings accounts, wire transfers, night depository, and lock box services to commercial, industrial, financial, and governmental customers. In addition, the company offers wealth management, including personal trust products and services comprising personal portfolio investment management, estate planning and administration, custodial services, and pre-need trusts; institutional trust products and services comprising 401(k) plans, defined benefit and defined contribution employee benefit plans, and individual retirement accounts; financial services consisting of the sale of mutual funds, annuities, and insurance products; and union collective investment funds to invest union pension dollars in construction projects that utilize union labor. AmeriServ Financial, Inc. was founded in 1983 and is based in Johnstown, Pennsylvania.

Latest reported ASRV revenue for 2025-09-30 was $3.7M. Net income was $4.2M. Revenue was up 1.6% from 2025-06-30 to 2025-09-30. ASRV currently screens at market cap $50.7M and trailing P/E 14.0.

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About AmeriServ Financial Inc

AmeriServ Financial, Inc. operates as the bank holding company for AmeriServ Financial Bank that provides various consumer, mortgage, and commercial financial products in the United States. The company offers retail banking services, including demand, savings, and time deposits; checking and money market accounts; secured and unsecured consumer loans, and mortgage loans; and safe deposit boxes, holiday club accounts, and money orders. It also provides lending, depository, and related financial services, such as commercial real estate mortgage loans, short and medium-term loans, revolving credit arrangements, lines of credit, inventory and accounts receivable financing, real estate-construction loans, business savings accounts, wire transfers, night depository, and lock box services to commercial, industrial, financial, and governmental customers. In addition, the company offers wealth management, including personal trust products and services comprising personal portfolio investment management, estate planning and administration, custodial services, and pre-need trusts; institutional trust products and services comprising 401(k) plans, defined benefit and defined contribution employee benefit plans, and individual retirement accounts; financial services consisting of the sale of mutual funds, annuities, and insurance products; and union collective investment funds to invest union pension dollars in construction projects that utilize union labor. AmeriServ Financial, Inc. was founded in 1983 and is based in Johnstown, Pennsylvania.

ASRV Key Statistics

Market Cap

$50.71M

Volume

12,384

Previous Close

$4.95

Day Range

$4.95$5.08

P/E Ratio

13.95

0

EPS

$0.05

Revenue

$15.62M

Net Income

$3.60M

Gross Profit

$0.00

Free Cash Flow

$0.00

Dividend Yield

3.95%

Revenue Growth

+7.8%

Profit Margin

23.1%

Employees

298

ASRV Financials

Annual income statement in USD. Latest reported periods first.

ASRV annual income statement across FY2024, FY2023
LineFY2024FY2023
Revenue$15.62M$14.49M
Cost of Revenue$0.00$0.00
Gross Profit$0.00$0.00
Operating Income$0.00$0.00
Net Income$3.60M-$3.35M
EPS (Diluted)$0.05-$0.31

Total Assets

$1.42B

Total Debt

$0.00

Shareholders' Equity

$0.00

Cash & Equivalents

$0.00

Operating Cash Flow

$2.69M

Free Cash Flow

$0.00

AmeriServ Financial Inc Company Information

President, CEO & Director
Jeffrey A. Stopko CPA
Headquarters
Main and Franklin Street, Johnstown, PA, United States, 15907-0430
Phone
814 533 5300
IPO / Founded
1990-03-27
Industry
Banks - Regional
Data Updated:

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