Is Citizens Financial Services Inc. Common Stock (CZFS) overvalued? · P/E 9.8, rev $4.8M
Citizens Financial Services Inc. Common Stock (CZFS) is a banks - regional company listed on US.
This page asks whether Citizens Financial Services Inc. Common Stock (CZFS) looks expensive on cached numbers — not a short thesis.
Latest reported CZFS revenue for 2026-06-30 was $4.8M. Net income was $20.6M. CZFS currently screens at market cap $277.7M and trailing P/E 9.8.
CZFS currently screens at market cap $277.7M and trailing P/E 9.8. A high multiple can be growth prepaid or a bubble. The filing has to explain the gap.
If the next CZFS 8-K cuts growth or raises capex, this “expensive” read gets worse. Until then the SEC page is the source.
Not investment advice. Use the CZFS stock page for the full model, not this heading.
Not investment advice.