COFS — ChoiceOne Financial Services Inc

ChoiceOne Financial Services Inc (COFS) is a banks - regional company listed on NASDAQ. It is led by Kelly J. Potes CFP, based in 109 East Division Street, Sparta, MI, United States, 49345, with about 561 employees. ChoiceOne Financial Services, Inc. operates as the bank holding company for ChoiceOne Bank that provides various banking services in the Michigan. The company offers time, savings, and demand deposits, safe deposits, and automated transaction machine services. It also provides commercial lending products, such as business, industry, agricultural, construction, inventory, commercial, consumer, and real estate loans; credit and other financial services; mortgage banking; and consumer loans comprising direct and indirect loans to consumers and purchasers of residential and real properties. In addition, the company offers insurance policies, such as life and health for commercial and consumer clients; and alternative investment products, which include annuities and mutual funds through a registered broker, as well as owns intellectual property for a fintech product. Further, it provides trust and wealth management services. It serves individual and business customers through its network of branches and ATMs. ChoiceOne Financial Services, Inc. was founded in 1898 and is headquartered in Sparta, Michigan.

Latest reported COFS revenue for 2025-09-30 was $167.2M. Net income was $14.7M. Revenue was up 58.7% from 2025-06-30 to 2025-09-30. COFS currently screens at market cap $481.9M and trailing P/E 7.6.

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