
ASRV — AmeriServ Financial Inc
NASDAQ · Financial Services · Banks - Regional
$5.07
+$0.11 (+2.22%)
AmeriServ Financial Inc (ASRV) is a banks - regional company listed on NASDAQ. It is led by Jeffrey A. Stopko CPA, based in Main and Franklin Street, Johnstown, PA, United States, 15907-0430, with about 298 employees. AmeriServ Financial, Inc. operates as the bank holding company for AmeriServ Financial Bank that provides various consumer, mortgage, and commercial financial products in the United States. The company offers retail banking services, including demand, savings, and time deposits; checking and money market accounts; secured and unsecured consumer loans, and mortgage loans; and safe deposit boxes, holiday club accounts, and money orders. It also provides lending, depository, and related financial services, such as commercial real estate mortgage loans, short and medium-term loans, revolving credit arrangements, lines of credit, inventory and accounts receivable financing, real estate-construction loans, business savings accounts, wire transfers, night depository, and lock box services to commercial, industrial, financial, and governmental customers. In addition, the company offers wealth management, including personal trust products and services comprising personal portfolio investment management, estate planning and administration, custodial services, and pre-need trusts; institutional trust products and services comprising 401(k) plans, defined benefit and defined contribution employee benefit plans, and individual retirement accounts; financial services consisting of the sale of mutual funds, annuities, and insurance products; and union collective investment funds to invest union pension dollars in construction projects that utilize union labor. AmeriServ Financial, Inc. was founded in 1983 and is based in Johnstown, Pennsylvania.
Latest reported ASRV revenue for 2025-09-30 was $3.7M. Net income was $4.2M. Revenue was up 1.6% from 2025-06-30 to 2025-09-30. ASRV currently screens at market cap $50.7M and trailing P/E 14.0.
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About AmeriServ Financial Inc
AmeriServ Financial, Inc. operates as the bank holding company for AmeriServ Financial Bank that provides various consumer, mortgage, and commercial financial products in the United States. The company offers retail banking services, including demand, savings, and time deposits; checking and money market accounts; secured and unsecured consumer loans, and mortgage loans; and safe deposit boxes, holiday club accounts, and money orders. It also provides lending, depository, and related financial services, such as commercial real estate mortgage loans, short and medium-term loans, revolving credit arrangements, lines of credit, inventory and accounts receivable financing, real estate-construction loans, business savings accounts, wire transfers, night depository, and lock box services to commercial, industrial, financial, and governmental customers. In addition, the company offers wealth management, including personal trust products and services comprising personal portfolio investment management, estate planning and administration, custodial services, and pre-need trusts; institutional trust products and services comprising 401(k) plans, defined benefit and defined contribution employee benefit plans, and individual retirement accounts; financial services consisting of the sale of mutual funds, annuities, and insurance products; and union collective investment funds to invest union pension dollars in construction projects that utilize union labor. AmeriServ Financial, Inc. was founded in 1983 and is based in Johnstown, Pennsylvania.
ASRV Key Statistics
Market Cap
$50.71M
Volume
12,384
Previous Close
$4.95
Day Range
$4.95 – $5.08
P/E Ratio
13.95
EPS
$0.05
Revenue
$15.62M
Net Income
$3.60M
Gross Profit
$0.00
Free Cash Flow
$0.00
Dividend Yield
3.95%
Revenue Growth
+7.8%
Profit Margin
23.1%
Employees
298
ASRV Financials
Annual income statement in USD. Latest reported periods first.
| Line | FY2024 | FY2023 |
|---|---|---|
| Revenue | $15.62M | $14.49M |
| Cost of Revenue | $0.00 | $0.00 |
| Gross Profit | $0.00 | $0.00 |
| Operating Income | $0.00 | $0.00 |
| Net Income | $3.60M | -$3.35M |
| EPS (Diluted) | $0.05 | -$0.31 |
Total Assets
$1.42B
Total Debt
$0.00
Shareholders' Equity
$0.00
Cash & Equivalents
$0.00
Operating Cash Flow
$2.69M
Free Cash Flow
$0.00
AmeriServ Financial Inc Company Information
- President, CEO & Director
- Jeffrey A. Stopko CPA
- Headquarters
- Main and Franklin Street, Johnstown, PA, United States, 15907-0430
- Website
- www.ameriserv.com
- Phone
- 814 533 5300
- IPO / Founded
- 1990-03-27
- Sector
- Financial Services
- Industry
- Banks - Regional